Lancaster County property record for 421 Elmshire Dr, Lancaster, PA 17603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,008 sqft · built 2005 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Aug 2024) |
| Tax Bill | $4,169 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-01223-0-0000 |
| Primary APN | 340-01223-0-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 754 sqft |
| Upper Floors Area | 864 sqft |
| Basement Area | 594 sqft |
| Finished Basement | 390 sqft |
| Unfinished Basement | 204 sqft |
| Game Room | Game Room |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 421 ELMSHIRE DR |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17603-8848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 421 ELMSHIRE DR |
| Legal Subdivision | STERLING PLACE FINAL PLAN |
| Legal Lot Number | 74 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 13504 |
421 Elmshire Dr is owned and occupied by two individuals who bought it in August 2024.
Source: Lancaster County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 ELMSHIRE DR, LANCASTER, PA 17603-8848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Aug 1, 2024 | Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Prior Sale | Aug 30, 2016 · Amount on File |
| Deed Document Number | 20246793949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Sep 29, 2026 |
| Property Address | 421 ELMSHIRE DR, LANCASTER, PA 17603-8848 |
| Document Number | 0000040678 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202640678 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 421 ELMSHIRE DR, LANCASTER, PA 17603-8848 |
| Document Number | 0000040678, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202640678 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 1, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 421 ELMSHIRE DR, LANCASTER, PA 17603-8848 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0006767005 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 6767005 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Aug 1, 2024 |
| Property Address | 421 ELMSHIRE DR, LANCASTER, PA 17603-8848 |
| Document Number | 20246793949 |
| Map Reference | MB J-214 PG 41 |
| Instrument Date | Jul 31, 2024 |
| Instrument | 20246793949 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 421 ELMSHIRE DR, LANCASTER, PA 17603-8848 |
| Document Number | 20246793950 |
|---|---|
| Date | Aug 1, 2024 |
| Instrument | 20246793950 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2054 |
The 2025 property tax bill for 421 Elmshire Dr was $4,169, up 1.5% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Lancaster Township |
| Unified School District | Lancaster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,500 Land $26,100 Building $116,400 | $142,500 Land $26,100 Building $116,400 | |
| 2025 | $4,169.00 (+1.46%) | ||
| 2024 | $4,109.00 | $142,500 Land $26,100 Building $116,400 | |
| 2018 | $142,500 Land $26,100 Building $116,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 421 Elmshire Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Elmshire Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures