421 Elm St, Sutherland, NE 69165 Property Records

Lincoln County property record for 421 Elm St, Sutherland, NE 69165 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1978
Lot Size	0.311 acres (13,561 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Nov 2005)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0089915.00`

Property Details

APN / Parcel Number

Primary APN	`0089915.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Laminate Plank
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,561 sqft (0.311 acres)
Lot Dimensions	143 ft deep x 95 ft wide
Garage Type	Mixed
Garage Area	568 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	Deck Area
Patio Area	57 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 ELM ST
City	SUTHERLAND
State	NE
Zip	69165-7276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLYDE BETTS 2ND SUB. (OF PT. L.17 CLARKSONS SUB.) 1 1; MAP NUMBER: 2871-00-0-00000-000-9915
Legal Subdivision	CLYDE BETTS 2ND SUBDIVISION
Jurisdiction	LINCOLN NE
Township / Civil Division	SUTHERLAND
Census Block Group	2
Census Block	2056
Census Tract	959800

Owner

Source: Lincoln County records · APN 0089915.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 ELM ST, SUTHERLAND, NE 69165-7276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2005 · Amount on Record
Deed Sale	Nov 07, 2005 · Amount on Record
Deed Document Number	20058363
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NE
Property Address	421 ELM ST, SUTHERLAND, NE 69165-7276
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205595
Date	Nov 23, 2022
Instrument	202205595

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	SUTHERLAND, NE 69165

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.23%
Type Change Date	Dec 01, 2027
Change Frequency	5 Years
Min Rate At Change	5.23%
Max Rate At Change	9.23%
Index	5-Year TN
Max Rate	12.2%

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Lincoln County
Municipality	Sutherland Village
Unified School District	Sutherland Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00 (-9.53%)	$155,869 (+14.68%) Land $25,773 Building $130,096	$155,869 (+14.68%) Land $25,773 Building $130,096
2023	$2,424.00	$135,914 Land $17,924 Building $117,990	$135,914 Land $17,924 Building $117,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (31111C), updated February 6, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 311119598002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011, rainfall accumulation, Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 17% of Nebraska
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Great Plains Communications	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.