421 Elm St, Raleigh, NC 27604 Property Records

Wake County property record for 421 Elm St, Raleigh, NC 27604

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,381 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Apr 2021)
Tax Bill	$7,766 (2023)
Deeds & Mortgages	Apr 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1704.20-91-5140 0013181`

Property Details

APN / Parcel Number

Primary APN	`1704.20-91-5140 0013181`
Alternative APNs	`001318101` `0013181`

Interior

Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,381 sqft Heated Area
Gross Area	2,059 sqft
1st Floor Area	2,059 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Porch	Porch
Porch Area	480 sqft
Deck Area	729 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0013181
Old Parcel Number	001318101
Street Address	421 ELM ST
City	RALEIGH
State	NC
Zip	27604-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LO118
Legal Township	01
Legal Lot Number	118
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	3
Census Block	3003
Census Tract	50600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakwood Historic District listed 1974 · 237 contributing resources · NRIS 74001380

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	421 ELM ST, RALEIGH, NC 27604-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Sep 28, 2004 · Amount on Record
Deed Document Number	0184761896
Deed Book / Page	18476 / 1896
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 28, 2021
Property Address	421 ELM ST, RALEIGH, NC 27604-1931
Document Number	18476/1896
Book / Page	18476 / 1896
Map Reference	MB 11033 PG 1678
Instrument Date	Apr 6, 2021
Transaction Type	Construction Loan
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 HORSESHOE DR, 15, HIGHLAND VILLAGE, TX 75077-6713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ELM ST, RALEIGH, NC 27604-1931

Mortgage

Document Number	0184761899
Date	Apr 28, 2021
Instrument	18476/1899

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	376 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,766.00	$710,655 Land $345,000 Building $365,655	$710,655 Land $345,000 Building $365,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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