421 Elm St, Ardmore, OK 73401 Property Records

Carter County property record for 421 Elm St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 926 sqft · built 1955
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual on Record
Last Sale	$132,000 (Apr 2026)
Tax Bill	$787 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0090-00-002-020-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0090-00-002-020-0-001-00`
Alternative APN	`8294`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	926 sqft Living Area
1st Floor Area	926 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8294
Street Address	421 ELM ST
City	ARDMORE
State	OK
Zip	73401-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRANTLEY, BLK 2 LOT 20 (60X130)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	BRANTLEY ADDN
Legal Block	2
Legal Lot Number	20
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1016
Census Tract	892601

Owner

Source: Carter County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	421 ELM ST, ARDMORE, OK 73401-1740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW
Aug 4, 2025	Warranty Deed, Transfer ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV
May 31, 2018	Warranty Deed, Construction Loan · Construction Mortgage INTERNATIONAL BANK OF COMMERCE
Sep 10, 2013	Warranty Deed, Transfer
May 1, 2009	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Aug 4, 2025 · Amount on Record
Deed Document Number	20263264
Deed Book / Page	7869 / 50
Prior Transfer Date	Aug 20, 2001
Prior Transfer Doc	3698000162
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Apr 7, 2026
Property Address	421 ELM ST, ARDMORE, OK 73401-1740
Document Number	0000003264
Book / Page	7869 / 50
Instrument Date	Apr 6, 2026
Instrument	20263264
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Amount	Amount Recorded
Tax	$19,998.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ELM ST, ARDMORE, OK 73401-1740

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 4, 2025
Property Address	421 ELM ST, ARDMORE, OK 73401-1740
Document Number	007741/173
Book / Page	7741 / 173
Instrument Date	Jul 31, 2025
Instrument	I-2025-008182
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV

Transaction

Amount	Amount Recorded
Tax	$112.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	121 PAUL ST, ADMORE, OK 43401

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 31, 2018
Property Address	421 ELM ST, ARDMORE, OK 73401-1740
Document Number	006552/181
Book / Page	6552 / 181
Instrument Date	May 29, 2018
Instrument	2018-005598
Transaction Type	Construction Loan
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 HEVEFARD RD, SPRINGER, OK 73458

Mortgage

Document Number	2018005599
Date	May 31, 2018
Instrument	2018-005599

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 29, 2023

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 10, 2013
Property Address	421 ELM ST, ARDMORE, OK 73401-1740
Document Number	005765/136
Book / Page	5765 / 136
Instrument Date	Aug 31, 2013
Instrument	2013-012294
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 1, 2009
Property Address	421 ELM ST, ARDMORE, OK 73401-1740
Document Number	004992/056
Book / Page	4992 / 056
Instrument Date	Apr 30, 2009
Instrument	2009-004820
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 ELM ST, ARDMORE, OK 73401-1740

Mortgage

Document Number	2009004821
Date	May 1, 2009
Instrument	2009-004821

Lender

Name	FIRST BANK & TRUST CO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 30, 2014

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00	$7,886 (+0.56%) Land $1,200 Building $6,686	$65,717 (-9.81%) Land $10,000 Building $55,717
2024	$787.00 (+6.64%)	$7,842 (+4.99%) Land $1,200 Building $6,642	$72,864 (-3.11%) Land $10,000 Building $62,864
2023	$738.00	$7,469 Land $1,200 Building $6,269	$75,204 Land $10,000 Building $65,204

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

421 Elm St, Ardmore, OK 73401 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2013: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2009: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Elm St

Nearby Streets

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