Kent County property record for 421 Elizabeth St, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,567 sqft · built 1938 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $321,500 (Jun 2023) |
| Tax Bill | $6,864 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jun 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-02-186-002 |
| Primary APN | 41-20-02-186-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,567 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 421 ELIZABETH ST |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 BLK 14 * RICHARDS & WICKHAM'S PLAT |
| Legal Subdivision | RICHARDS & WICKHAM'S PLAT |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 12004 |
421 Elizabeth St is owned and occupied by two individuals who acquired it in November 2025.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 ELIZABETH ST, LOWELL, MI 49331-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Intrafamily Transfer, Transfer |
| Jun 1, 2023 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Aug 20, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Jan 18, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Jan 18, 2018 · Amount on File |
| Deed Document Number | 202330387 |
| Last Transfer Date | Nov 13, 2025 |
| Transfer Doc | 0000075523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Nov 19, 2025 |
| Property Address | 421 ELIZABETH ST, LOWELL, MI 49331-1334 |
| Document Number | 0000075523 |
| Map Reference | LB 2 PG 55 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 20251119-0075523 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 421 ELIZABETH ST, LOWELL, MI 49331-1334 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jun 1, 2023 |
| Property Address | 421 ELIZABETH ST, LOWELL, MI 49331-1334 |
| Document Number | 0000030387 |
| Map Reference | LB 2 PG 55 |
| Instrument Date | May 30, 2023 |
| Instrument | 20230601-0030387 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,411.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 ELIZABETH ST, LOWELL, MI 49331-1334 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 421 ELIZABETH ST, LOWELL, MI 49331-1334 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 421 ELIZABETH ST, LOWELL, MI 49331-1334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000075078 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 20200820-0075078 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jan 18, 2018 |
| Property Address | 421 ELIZABETH ST, LOWELL, MI 49331-1334 |
| Document Number | 0000004810 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 4810 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2018 |
| Title Company | TITLE SOURCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,075.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 ELIZABETH ST LOWELL MI 493311334, LOWELL, MI 49331-1334 |
| Document Number | 4811 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 4811 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 17, 2033 |
The 2025 property tax bill for 421 Elizabeth St was $6,864.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Lowell City |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,100 (+12.11%) | $346,200 (+12.11%) | |
| 2025 | $6,864.00 Homeowner's exemption | $154,400 | $308,800 |
| 2023 | $3,536.00 | $109,600 | $219,200 |
| 2019 | $3,194.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 421 Elizabeth St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 individual policies |
| Nearby Flood Policies | 21 units insured incl. 7 condo units |
| Nearby Flood Claims | 21 (1986–2018) |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Elizabeth St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL serves 4,150 people · EPA ID MI0003950 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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