421 Earl Ave, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 421 Earl Ave, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,628 sqft · built 1945
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,000 (Oct 2013)
Tax Bill	$4,999 (2026)
Deeds & Mortgages	Jan 2022 Refinance
APN	`251201 38.30-2-52`

Property Details

APN / Parcel Number

Primary APN	`251201 38.30-2-52`
Alternative APNs	`120103803000020520000000` `INSIDE`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,196 sqft
Upper Floors Area	396 sqft
Attic	Attic
Attic Area	432 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 EARL AVE
City	ONEIDA
State	NY
Zip	13421-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	52.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3002
Census Tract	30102

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 EARL AVE, ONEIDA, NY 13421-1917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2013 · Amount on Record
Deed Sale	Oct 24, 2013 · Amount on Record
Deed Book / Page	2013 / 7289
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	421 EARL AVE, ONEIDA, NY 13421-1917
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000082
Date	Jan 5, 2022
Instrument	2022-082

Lender

Name	ADIRONDACK BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2031

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,999.00 (-1.48%) Homeowner's exemption
2025	$5,074.00 (+172.65%)	$102,000 (-) Land $9,200 Building $92,800	$143,662 (+7.04%) Land $12,958 Building $130,704
2023		$102,000 (-) Land $9,200 Building $92,800	$134,211 (+9.21%) Land $12,105 Building $122,106
2022	$1,861.00 Homeowner's exemption	$102,000 Land $9,200 Building $92,800	$122,892 Land $11,084 Building $111,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20