Vernon County property record for 421 E State St, Westby, WI 54667 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,758 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 291-00813-0001 |
| Primary APN | 291-00813-0001 |
|---|
| Lot Area | 38,333 sqft (0.88 acres) |
|---|
| Street Address | 421 E STATE ST |
|---|---|
| City | WESTBY |
| State | WI |
| Zip | 54667-1369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASSESSORS OUTLOTS PART OF OUTLOT-5 BEING PART OF NW NW BEING PARCEL A OF A SURVEY |
| Legal Range | 04W |
| Legal Township | 14N |
| Legal Section | 34 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | WESTBY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 960300 |
Source: Vernon County records · APN 291-00813-0001
Assessment roll updated February 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 E STATE ST, WESTBY, WI 54667-1369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WESTBY CO OP CU |
| Jun 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WESTBY CO OP CU |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WESTBY CO OP CU |
| Aug 13, 2020 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 13, 2020 |
| Transfer Doc | 0000515438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 421 E STATE ST, WESTBY, WI 54667-1369 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000527921 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 527921 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Address | WESTBY, WI 54667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 1 |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 421 E STATE ST, WESTBY, WI 54667-1369 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 503197 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 503197 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Address | WESTBY, WI 54667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 421 E STATE ST, WESTBY, WI 54667-1369 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 510794 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 510794 |
| Name | WESTBY CO OP CU |
|---|---|
| Type | Credit Union |
| Address | WESTBY, WI 54667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2039 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Aug 13, 2020 |
| Property Address | 421 E STATE ST, WESTBY, WI 54667-1369 |
| Document Number | 0000515438 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 515438 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Vernon County records · Assessment roll updated February 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Westby City |
| Unified School District | Westby Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,758.00 (+16.17%) Homeowner's exemption | $238,500 (-) Land $33,400 Building $205,100 | $297,800 (+24.86%) |
| 2023 | $3,235.00 Homeowner's exemption | $238,500 Land $33,400 Building $205,100 | $238,500 |
Source: FEMA National Flood Hazard Layer, Vernon County (55123C), updated November 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551239603003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (2007–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2019, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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