421 E St NW, Miami, OK 74354 Property Records

Ottawa County property record for 421 E St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1975
Lot Size	0.18 acres (7,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Dec 2021)
Tax Bill	$177 (2025)
Deeds & Mortgages	Dec 2021 Sale & Line of Credit Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18660`

Property Details

APN / Parcel Number

Primary APN	`18660`
Alternative APN	`5160-00-003-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Block
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	7,760 sqft (0.18 acres)
Garage Type	Carport
Garage Area	218 sqft
Carport	Carport
Carport Area	218 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	19 sqft
Patio Area	52 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18660
Street Address	421 E ST NW
City	MIAMI
State	OK
Zip	74354-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 3 WEA I
Legal Range	22E
Legal Township	28N
Legal Section	25
Legal Subdivision	WEA I
Legal Block	3
Legal Lot Number	1
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1041
Census Tract	574400

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 BARGER PL, MIAMI, OK 74354-3216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Warranty Deed, Transfer · Line of Credit ARVEST BANK
Sep 23, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Jun 16, 1994
Deed Document Number	20216362
Deed Book / Page	1150 / 353
Transfer Doc	0000006360
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Dec 14, 2021
Property Address	421 E ST NW, MIAMI, OK 74354-4409
Document Number	001150/353
Book / Page	1150 / 353
Instrument Date	Dec 9, 2021
Instrument	2021-006362
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	APEX TITLE NORTHEAST OK LLC, APEX TITLE NORTHWEST OK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1013 BARSE PLACE, MIAMI, OK

Mortgage

Document Number	2021006363
Date	Dec 14, 2021
Instrument	2021-006363

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2036

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Sep 23, 2020
Property Address	421 E ST NW, MIAMI, OK 74354-4409
Document Number	001118/587
Book / Page	1118 / 587
Instrument Date	Jul 23, 2020
Instrument	2020-004098
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17207 CAPE CORAL CT, HOUSTON, TX 77095-4387

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,928 (+4.95%) Land $573 Building $1,355	$16,918 (-83.1%) Land $5,028 Building $11,890
2025	$177.00 (-1.12%)	$1,837 (+5.03%) Land $546 Building $1,291	$100,082 (-7.6%) Land $8,600 Building $91,482
2024	$179.00 (+13.29%)	$1,749 (+4.98%) Land $520 Building $1,229	$108,315 (+170.79%) Land $8,600 Building $99,715
2023	$158.00 (+7.48%)	$1,666 (+4.98%) Land $516 Building $1,150	$40,000 (-) Land $8,600 Building $31,400
2022	$147.00	$1,587 Land $504 Building $1,083	$40,000 Land $8,600 Building $31,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1986–2019)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms And Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon, Wisper ISP.

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