Ocean County and Ocean Gate Borough property record for 421 E Point Pleasant Ave, Ocean Gate, NJ 08740
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,430 sqft · built 1955 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $86,000 (Dec 2000) |
| Tax Bill | $6,770 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 22-00055-0000-00016 |
| Primary APN | 22-00055-0000-00016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Attached |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 2200055000002623 |
|---|---|
| Street Address | 421 E POINT PLEASANT AVE |
| City | OCEAN GATE |
| State | NJ |
| Zip | 08740-1451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 80X100 |
| Legal Subdivision | OCEAN GATE SEC 01 |
| Legal Block | 55 |
| Legal Lot Number | 16 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN GATE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 729000 |
Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1132, OCEAN GATE, NJ 08740-1132 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 22, 2017 | Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2000 · Amount on Record |
| Deed Sale | Dec 7, 2000 · Amount on Record |
| Prior Sale | Dec 7, 2000 · Amount on Record |
| Deed Book / Page | 10252 / 315 |
| Last Transfer Date | Jun 16, 2017 |
| Transfer Doc | 0168451238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 421 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1451 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0182180671 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 18218/671 |
| Instrument | 2020155006 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 22, 2017 |
| Property Address | 421 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1451 |
| Document Number | 0168451238 |
| Book / Page | 16845 / 1238 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2017087616 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | LENDERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1451 |
| Document Number | 0168451244 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 16845/1244 |
| Instrument | 2017087617 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ocean Gate Borough |
| Secondary School District | Central Regional School District (07 - 12) |
| Elementary School District | Ocean Gate Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,800 (-) Land $188,500 Building $183,300 | $371,800 (-) Land $188,500 Building $183,300 | |
| 2025 | $6,770.00 (+10.77%) | $371,800 (+94.35%) Land $188,500 Building $183,300 | $371,800 (+94.35%) Land $188,500 Building $183,300 |
| 2024 | $6,112.00 (+14.89%) | ||
| 2023 | $191,300 Land $74,700 Building $116,600 | $191,300 Land $74,700 Building $116,600 | |
| 2022 | $5,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Nearby Flood Claims | 338 (1979–2026) |
| Claims Outside the SFHA | 25 of 338 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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