421 E Pall Mall St, Winchester, VA 22601 Property Records

Winchester City property record for 421 E Pall Mall St, Winchester, VA 22601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1958
Lot Size0.182 acres (7,928 sqft)
OwnerIndividual Name on File
Tax Bill$2,262 (2026)
Deeds & MortgagesAug 2021 Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN214-04-E-6

Property Details

APN / Parcel Number

Primary APN214-04-E-6
Alternative APNs
  • 3431
  • 3806

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1983
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,928 sqft (0.182 acres)
Lot Dimensions122 ft deep x 65 ft wide

Exterior Amenities

PorchSlab
Porch Area135 sqft
Deck Area108 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3431
Street Address421 E PALL MALL ST
CityWINCHESTER
StateVA
Zip22601-5139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR
Legal DescriptionFOREST HILLS SD B-E L-6 S S 421 EAST PALL MALL STREET
Legal SubdivisionFOREST HILL
Legal BlockE
Legal Lot Number6
JurisdictionWINCHESTER CITY VA
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2010
Census Tract301

Owner

421 E Pall Mall St is owned and occupied by an individual who acquired it in December 2008.

Source: Winchester City records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address421 E PALL MALL ST, WINCHESTER, VA 22601-5139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Aug 20, 2019Deed of Trust, Mortgage · Line of Credit
BB&T REAL ESTATE FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 16, 2008
Transfer Doc0000003383
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address421 E PALL MALL ST, WINCHESTER, VA 22601-5139
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210002655
DateAug 11, 2021
Instrument210002655
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2041

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address421 E PALL MALL ST, WINCHESTER, VA 22601-5139
Transaction TypeMortgage
Record UpdatedAug 28, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 E PALL MALL ST, WINCHESTER, VA 22601-5139

Mortgage

Document Number190001631
DateAug 20, 2019
Instrument190001631
Lender
NameBB&T REAL ESTATE FUNDING LLC
TypeFunding / Finance Company
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 421 E Pall Mall St was $2,262.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,262.00$284,500 Land $67,000 Building $217,500
2025$2,262.00$284,500 Land $67,000 Building $217,500
2023$2,117.00 (+19.88%)$255,100 Land $67,000 Building $188,100$255,100 Land $67,000 Building $188,100
2022$1,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 E Pall Mall St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 E Pall Mall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICK WATER
serves 46,206 people · EPA ID VA2069250
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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