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421 E Locust St, Columbia, IL 62236 Property Records

Monroe County property record for 421 E Locust St, Columbia, IL 62236

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,812 sqft · built 2003
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on File
Tax Bill$6,163 (2024)
Deeds & MortgagesNov 2021 Transfer
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN04-15-169-091-000

Property Details

APN / Parcel Number

Primary APN04-15-169-091-000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area1,812 sqft Living Area
1st Floor Area1,812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area13,068 sqft (0.3 acres)
Garage Area834 sqft
DrivewayConcrete Driveway
Driveway Area1,334 sqft
PorchSlab
Porch Area40 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address421 E LOCUST ST
CityCOLUMBIA
StateIL
Zip62236-2092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR5
Legal DescriptionLOT 91 2ND ADDN HERITAGE HEIGHTS
Legal Range10W
Legal Township01S
Legal Section15
Legal SubdivisionHERITAGE HEIGHTS
Legal Lot Number91
JurisdictionMONROE IL
Township / Civil Division36
Census Block Group2
Census Block2011
Census Tract600103

Owner

Source: Monroe County records · APN 04-15-169-091-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address421 E LOCUST ST, COLUMBIA, IL 62236-2092
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Intrafamily Transfer, Transfer
Nov 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 28, 2021
Transfer Doc0000420700
Record UpdatedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateNov 01, 2021
Property Address421 E LOCUST ST, COLUMBIA, IL 62236-2092
Document Number0000420700
Map ReferenceDOC 247111
Instrument DateOct 28, 2021
Instrument420700
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 E LOCUST ST, COLUMBIA, IL 62236-2092

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address421 E LOCUST ST, COLUMBIA, IL 62236-2092
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000398957
DateNov 30, 2018
Instrument398957
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 03, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityColumbia City
Unified School DistrictColumbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$129,460 (+35.21%) Land $18,950 Building $110,510$388,380 (+35.21%) Land $56,850 Building $331,530
2024$6,163.00
2022Additional exemption filed$95,750 Land $15,460 Building $80,290$287,250 Land $46,380 Building $240,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
HTC Holding
DSL		100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

Based on FCC filings for 299 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOLUMBIA
serves 11,129 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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