421 E Lake Dr, Edwardsville, IL 62025 Property Records

Madison County property record for 421 E Lake Dr, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1957
Lot Size	0.284 acres (12,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (May 2025)
Tax Bill	$7,604 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
APN	`14-2-15-12-04-404-023`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-12-04-404-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	12,366 sqft (0.284 acres)
Lot Dimensions	206 ft deep x 60 ft wide
Garage Type	Attached
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	421 E LAKE DR
City	EDWARDSVILLE
State	IL
Zip	62025-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNLAP LAKE SUBD LOT 5 60 X 206.1 IRR
Legal Subdivision	DUNLAP LAKE SUBD
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	2
Census Block	2001
Census Tract	403002

Owner

Source: Madison County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 E LAKE DR, EDWARDSVILLE, IL 62025-4267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on Record
Deed Sale	May 8, 2025 · Amount on Record
Prior Sale	Mar 4, 2003 · Amount on Record
Deed Document Number	202512431
Prior Transfer Date	Apr 30, 2025
Prior Transfer Doc	0000013835
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	421 E LAKE DR, EDWARDSVILLE, IL 62025-4267
Document Number	0000012419
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	TOWN AND COUNTRY TITLE, TOWN & CNTRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E LAKE DR EDWARDSVILLE IL 620254267, EDWARDSVILLE, IL 62025-4267

Mortgage

Document Number	0000012419
Date	Apr 17, 2020
Instrument	12419

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Edwardsville City
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,604.00 (+3.57%)	$116,270 (+24.51%) Land $19,790 Building $96,480	$348,810 (+24.39%) Land $59,370 Building $289,440
2024	$7,342.00 (+14.75%)
2022	$6,398.00	$93,380 Land $15,900 Building $77,480	$280,421 Land $47,748 Building $232,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDWARDSVILLE serves 26,808 people · EPA ID IL1190250
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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