421 E Kelley St, De Soto, MO 63020 Property Records

Jefferson County property record for 421 E Kelley St, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft · built 1949
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$141,900 (Mar 2018)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241.202.24022001`

Property Details

APN / Parcel Number

Primary APN	`241.202.24022001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	72 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Porch	Enclosed Frame Porch
Porch Area	870 sqft
Patio Area	978 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	421 E KELLEY ST
City	DE SOTO
State	MO
Zip	63020-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	OLD TOWN PT LOTS 7 & 8 BLOCK 76 & PT VACATED BOGY ST
Legal Range	4E
Legal Township	39N
Legal Section	02
Legal Subdivision	OLD TOWN
Legal Block	76
Legal Lot Number	7,8
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	1
Census Block	1027
Census Tract	701300

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 E KELLEY ST, DE SOTO, MO 63020-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 26, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	20188784
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	421 E KELLEY ST, DE SOTO, MO 63020-2224
Document Number	0000021498
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E KELLET ST DE SOTO MO 63020, DE SOTO, MO 63020

Mortgage

Document Number	0000021498
Date	Jul 25, 2019
Instrument	21498

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 26, 2018
Property Address	421 E KELLEY ST, DE SOTO, MO 63020-2224
Document Number	0000008784
Instrument Date	Mar 22, 2018
Instrument	8784
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E KELLEY ST DE SOTO MO 630202224, DE SOTO, MO 63020-2224

Mortgage

Document Number	8785
Date	Mar 26, 2018
Instrument	8785

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	De Soto City
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,900 (-) Land $800 Building $16,100	$88,900 (-) Land $4,400 Building $84,500
2025	$1,067.00 (+5.33%)	$16,900 (+6.96%) Land $800 Building $16,100	$88,900 (-) Land $4,400 Building $84,500
2024	$1,013.00 (+0.3%)		$88,900 (+6.72%) Land $4,400 Building $84,500
2023	$1,010.00	$15,800 Land $800 Building $15,000	$83,300 Land $4,400 Building $78,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	62 (1983–2016)
Claims Outside the SFHA	9 of 62
Most Recent Claim	Aug 2016 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESOTO PWS serves 6,400 people · EPA ID MO6010213
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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