421 E Ferry St, #17, Detroit, MI 48202 Property Records

Wayne County property record for 421 E Ferry St, #17, Detroit, MI 48202

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	2.5 ba · 1,982 sqft · built 1902
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (May 2020)
Tax Bill	$7,993 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01001514.002L`

Property Details

APN / Parcel Number

Primary APN	`01001514.002L`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,982 sqft Living Area
1st Floor Area	1,963 sqft
Basement Area	1,963 sqft
Unfinished Basement	1,963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	166 ft deep x 45 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	421 E FERRY ST, 17
City	DETROIT
State	MI
Zip	48202-3813
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Legal Description	N FERRY UNIT 17 NORTH FERRY WAYNE COUNTY CONDOMINIUM SUB PLAN NO 687 L37283 P83-127 DEEDS, W C R 1/232 FIRST AMENDMENT
Legal Subdivision	NORTH FERRY
Legal Unit	17
Jurisdiction	WAYNE MI
Township / Civil Division	DETROIT
Census Block Group	2
Census Block	2018
Census Tract	518000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 E FERRY ST, 17, DETROIT, MI 48202-3813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST MERCHANTS BANK
May 26, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 7, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Jul 10, 2006 · Amount on Record
Deed Document Number	2020156883
Deed Book / Page	55758 / 1340
Prior Transfer Date	Oct 30, 2006
Prior Transfer Doc	0455950304
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	421 E FERRY ST # 17, 17, DETROIT, MI 48202-3813
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E FERRY ST 17, 17, DETROIT, MI 48202-3813

Mortgage

Document Number	0579950897
Date	Dec 13, 2022
Book Page	57995/897
Instrument	2022350134

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	421 E FERRY ST # 17, 17, DETROIT, MI 48202-3813
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E FERRY ST, DETROIT, MI 48202-3813

Mortgage

Document Number	0567590943
Date	May 26, 2021
Book Page	56759/943
Instrument	2021235194

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 20, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 7, 2020
Property Address	421 E FERRY ST # 17, 17, DETROIT, MI 48202-3813
Document Number	0557581340
Book / Page	55758 / 1340
Map Reference	LB 55232 PG 895
Instrument Date	Mar 27, 2020
Instrument	2020156883
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,915.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	671 EAST ST KIRBY ST43, 671, DETROIT, MI 48201-2825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E FERRY ST # 17, 17, DETROIT, MI 48202-3813

Mortgage

Document Number	557581342
Date	May 7, 2020
Instrument	55758/1342

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Detroit City
Unified School District	Detroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,600 (+30.35%)	$443,200 (+30.35%)
2025	$7,993.00 (-25.47%) Homeowner's exemption	$170,000 (+33.44%)	$340,000 (+33.44%)
2023	$10,725.00 (+4.86%)	$127,400	$254,800
2020	$10,228.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DETROIT serves 633,218 people · EPA ID MI0001800
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Zentro.

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