421 E Downie St, Alma, MI 48801 Property Records

Gratiot County property record for 421 E Downie St, Alma, MI 48801

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$63,962 (May 2014)
Tax Bill	$2,188 (2023)
Deeds & Mortgages	Apr 2024 Transfer Jun 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`51-343-786-00`

Property Details

APN / Parcel Number

Primary APN	`51-343-786-00`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Street Address	421 E DOWNIE ST
City	ALMA
State	MI
Zip	48801-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN, W 55 FT OF LOT 6, BLOCK 11.
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	6
Jurisdiction	GRATIOT MI
Township / Civil Division	ALMA
Census Block Group	1
Census Block	1016
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Alma Downtown Historic District listed 2013 · 58 contributing resources · NRIS 13000904

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gratiot County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 E DOWNIE ST, ALMA, MI 48801-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Intrafamily Transfer, Transfer
Jun 6, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2020	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2014 · Amount on Record
Deed Sale	May 22, 2014 · Amount on Record
Prior Sale	Sep 3, 2002 · Amount on Record
Deed Book / Page	958 / 271
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRATIOT MI
Recording Date	Apr 22, 2024
Property Address	421 E DOWNIE ST, ALMA, MI 48801-1706
Document Number	2024R02141
Instrument Date	Apr 22, 2024
Instrument	2024R-02141
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2240 SUNSET LN, SAGINAW, MI 48604-2446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6132 COUNTRY WAY S, SAGINAW, MI 48603-1013

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRATIOT MI
Recording Date	Jun 6, 2023
Property Address	421 E DOWNIE ST, ALMA, MI 48801-1706
Document Number	2023R00657
Instrument Date	May 19, 2023
Instrument	2023R-00657
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 E DOWNIE ST, ALMA, MI 48801-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 SUNSET LN, SAGINAW, MI 48604-2446

October 2020: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	GRATIOT MI
Recording Date	Oct 6, 2020
Property Address	421 E DOWNIE ST, ALMA, MI 48801-1706
Document Number	01067/01031
Book / Page	01067 / 01031
Instrument Date	Oct 6, 2020
Instrument	331907
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E DOWNIE ST, ALMA, MI 48801-1706

Tax Assessment & Valuation

Source: Gratiot County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Alma City
County	Gratiot County
Unified School District	Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,500 (+31.17%)	$117,000 (+31.17%)
2023	$2,188.00 Homeowner's exemption	$44,600	$89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2020–2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALMA serves 9,182 people · EPA ID MI0000140
Water Source	Purchased surface water from GRATIOT AREA WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Baraga Telephone Company Fiber	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ISP Management Fixed Wireless	150 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CMS Internet.

Nearby Properties on E Downie St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures