421 E Cook St, Apt A, Santa Maria, CA 93454 Property Records

Santa Barbara County property record for 421 E Cook St, Apt A, Santa Maria, CA 93454

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,307 sqft · built 1931
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$359,000 (Sep 2017)
Tax Bill$6,133 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2017 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN125-071-005

Property Details

APN / Parcel Number

Primary APN125-071-005
Alternative APN
  • 12507105

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,307 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address421 E COOK ST, A
CitySANTA MARIA
StateCA
Zip93454-5774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOOKS ADD 2 LOTS 17 LOT 18 BLK 6
Legal SubdivisionCOOKS ADDITION NO. 2
Legal Block6
Legal Lot Number17-18
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA MARIA
Census Block Group1
Census Block1022
Census Tract2101

Owner

421 E Cook St, Apt A is owned and occupied by an individual who bought it in September 2017.

Source: Santa Barbara County records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address421 E COOK ST, A, SANTA MARIA, CA 93454-5774
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
GENEVA FINANCIAL LLC
Sep 15, 2017Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 15, 2017Grant Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2017 · Amount on File
Deed SaleSep 15, 2017 · Amount on File
Prior SaleFeb 25, 2011 · Amount on File
Deed Document Number201744556
Prior Transfer DateSep 5, 2017
Prior Transfer Doc0000044557
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address421 E COOK ST APT A, A, SANTA MARIA, CA 93454-5774
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 E COOK ST A, A, SANTA MARIA, CA 93454-5774

Mortgage

Document Number0000016758
DateApr 5, 2022
Instrument2022-0016758
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateSep 15, 2017
Property Address421 E COOK ST APT A, A, SANTA MARIA, CA 93454-5774
Document Number0000044557
Instrument DateSep 5, 2017
Instrument44557
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address421 E COOK ST SANTA MARIA CA 934545773, SANTA MARIA, CA 93454-5773

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateSep 15, 2017
Property Address421 E COOK ST APT A, A, SANTA MARIA, CA 93454-5774
Document Number0000044556
Instrument DateJul 7, 2017
Instrument44556
Transaction TypeTransfer
Record UpdatedApr 25, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$394.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address421 E COOK ST SANTA MARIA CA 934545773, SANTA MARIA, CA 93454-5773

Mortgage

Document Number44558
DateSep 15, 2017
Instrument44558
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 421 E Cook St, Apt A was $6,133.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Maria City
Elementary School DistrictSanta Maria-Bonita Elementary School District (KG - 08)
Secondary School DistrictSanta Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$555,662 (+2%) Land $116,056 Building $439,606
2025$6,133.00$544,768 Land $113,781 Building $430,987
2023$5,759.00 (+24.49%)$523,615 Land $109,363 Building $414,252
2022$4,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 E Cook St, Apt A in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 E Cook St, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA MARIA UTILITIES DEPARTMENT
serves 112,208 people · EPA ID CA4210011
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T, Ranch Wifi, Surfnet Communications, Verizon.

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