Orange County property record for 421 E Concord St, Orlando, FL 32803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,181 sqft · built 1926 |
| Lot Size | 0.169 acres (7,383 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $824,900 (Aug 2026) |
| Tax Bill | $12,047 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-22-29-7524-00-251 |
| Primary APN | 25-22-29-7524-00-251 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| Gross Area | 2,372 sqft |
| 1st Floor Area | 2,181 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,383 sqft (0.169 acres) |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 362 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 421 E CONCORD ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32803-4608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2B/T/HP |
| Legal Description | S A ROBINSONS REVISION G/20 LOT 25 (LESS W 16.5 FT) |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 25 |
| Legal Subdivision | ROBINSON S A REV (LOTS 4, 5, 15, 16, 17) |
| Legal Tract | 7524 |
| Legal Lot Number | 25 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10201 |
Source: Orange County records · APN 25-22-29-7524-00-251
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 907 OLD ENGLAND AVE, WINTER PARK, FL 32789-2622 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Oct 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 10, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 22, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2026 · Amount on Record |
| Deed Sale | Aug 06, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2022 · Amount on Record |
| Deed Document Number | 2026437522 |
| Prior Transfer Date | Jun 04, 2016 |
| Prior Transfer Doc | 0000304615 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 06, 2026 |
| Property Address | 421 E CONCORD ST, ORLANDO, FL 32803-4608 |
| Document Number | 0000437522 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026437522 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $583,204.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 907 OLD ENGLAND AVE, WINTER PARK, FL 32789-2622 |
| Document Number | 0000437523, |
|---|---|
| Date | Aug 06, 2026 |
| Instrument | 2026437523 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 27, 2022 |
| Property Address | 421 E CONCORD ST, ORLANDO, FL 32803-4608 |
| Document Number | 0000654110 |
| Map Reference | MB G PG 20 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 20220654110 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12433 TURKEY CROSSING LN, 12433, KNOXVILLE, TN 37932-2383 |
| Name | Verified Name |
|---|---|
| Address | 421 E CONCORD ST, ORLANDO, FL 32803-4608 |
| Document Number | 0000654111 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 20220654111 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | 1-Year T-Bill |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 421 E CONCORD ST, ORLANDO, FL 32803-4608 |
| Document Number | 0000338135 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 421 E CONCORD ST ORLANDO FL 328034608, ORLANDO, FL 32803-4608 |
| Document Number | 0000338135 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 338135 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | LAKE FOREST, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 421 E CONCORD ST, ORLANDO, FL 32803-4608 |
| Document Number | 0000424821 |
| Instrument Date | Jul 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 421 E CONCORD ST ORLANDO FL 328034608, ORLANDO, FL 32803-4608 |
| Document Number | 0000424821 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 424821 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $646,660 (-0.83%) Land $204,000 Building $442,660 | $646,660 (-0.83%) Land $204,000 Building $442,660 | |
| 2025 | $12,047.00 (+3.65%) | $652,100 (+8.85%) Land $204,000 Building $448,100 | $652,100 (+8.85%) Land $204,000 Building $448,100 |
| 2024 | $11,623.00 (+6.08%) | ||
| 2023 | $10,957.00 (+52.9%) | $599,101 (+39.64%) Land $204,000 Building $395,101 | $599,101 (+25.29%) Land $204,000 Building $395,101 |
| 2022 | $7,166.00 Homeowner's exemption | $429,024 | $478,177 Land $204,000 Building $274,177 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950102011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Orlando Telephone Company.
Based on FCC filings for 528 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3480962, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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