Steele County property record for 421 E Broadway St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,916 sqft · built 1941 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Nov 2016) |
| Tax Bill | $3,894 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-107-0115 |
| Primary APN | 17-107-0115 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,916 sqft Living Area |
| Basement Area | 541 sqft |
| Finished Basement | 541 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,235 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 261 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 421 E BROADWAY ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK.1 LOT 15 E. ABBOTTS |
| Legal Section | TW |
| Legal Subdivision | E ABBOTTS ADD |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960200 |
421 E Broadway St is owned and occupied by two individuals who bought it in November 2016.
Source: Steele County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 E BROADWAY ST, OWATONNA, MN 55060-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN FCU |
| Sep 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2016 · Amount on File |
| Deed Sale | Nov 23, 2016 · Amount on File |
| Prior Sale | Sep 22, 2014 · Amount on File |
| Deed Document Number | 2016410706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 421 E BROADWAY ST, OWATONNA, MN 55060-2503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000460510 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | A000460510 |
| Name | HOMETOWN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 421 E BROADWAY ST, OWATONNA, MN 55060-2503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000449825 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | A000449825 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 27, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 421 E BROADWAY ST, OWATONNA, MN 55060-2503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000439687 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | A000439687 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 9, 2041 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 421 E Broadway St was $3,894 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,894.00 Homeowner's exemption | $294,600 (+6.7%) Land $32,700 Building $261,900 | $294,600 (+6.7%) Land $32,700 Building $261,900 |
| 2025 | $276,100 Land $32,000 Building $244,100 | $276,100 Land $32,000 Building $244,100 | |
| 2023 | $3,446.00 Homeowner's exemption | $239,700 Land $26,100 Building $213,600 | $239,700 Land $26,100 Building $213,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 E Broadway St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 E Broadway St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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