421 E Berna Ave, Napa, CA 94559 Property Records

Napa County property record for 421 E Berna Ave, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1941
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$542,000 (May 2010)
Tax Bill	$8,788 (2026)
Deeds & Mortgages	May 2022 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-162-005-000`

Property Details

APN / Parcel Number

Primary APN	`045-162-005-000`
Alternative APNs	`045-162-005` `04516205`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,176 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	045-162-005
Street Address	421 E BERNA AVE
City	NAPA
State	CA
Zip	94559-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI5
Legal Description	LOT 8 BLK 2 S ADD MEEK
Legal Subdivision	SOUTH ADD MEEKS
Legal Block	2
Legal Lot Number	8
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2011
Census Tract	200400

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	421 E BERNA AVE, NAPA, CA 94559-2005
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Intrafamily Transfer, Transfer
Oct 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ONE AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2010 · Amount on Record
Deed Sale	May 24, 2010 · Amount on Record
Prior Sale	Jan 7, 2004 · Amount on Record
Deed Document Number	201011485
Last Transfer Date	Oct 23, 2020
Transfer Doc	0000028504
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	May 16, 2022
Property Address	421 E BERNA AVE, NAPA, CA 94559-2005
Document Number	0000009952
Instrument Date	May 11, 2022
Instrument	2022-0009952
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	421 E BERNA AVE, NAPA, CA 94559-2005

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Oct 30, 2020
Property Address	421 E BERNA AVE, NAPA, CA 94559-2005
Document Number	0000028504
Instrument Date	Oct 23, 2020
Instrument	2020-0028504
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 E BERNA AVE, NAPA, CA 94559-2005

Mortgage

Document Number	0000028505
Date	Oct 30, 2020
Instrument	2020-0028505

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,788.00 (+2.15%) Homeowner's exemption	$713,602 (+2%) Land $362,068 Building $351,534	$713,602 Land $362,068 Building $351,534
2025	$8,603.00 (+5.09%) Homeowner's exemption	$699,611 (+4.04%) Land $354,969 Building $344,642
2023	$8,186.00 (+1.39%) Homeowner's exemption	$672,446 Land $341,186 Building $331,260
2022	$8,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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