421 E Bay Ave, Longwood, FL 32750 Property Records

Seminole County property record for 421 E Bay Ave, Longwood, FL 32750

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,048 sqft · built 1979
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2026)
Tax Bill	$1,310 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-20-30-5AU-0000-7560`

Property Details

APN / Parcel Number

Primary APN	`31-20-30-5AU-0000-7560`
Alternative APN	`2030315AU00007560`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	1,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	421 E BAY AVE
City	LONGWOOD
State	FL
Zip	32750-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDU
Legal Description	LOT 756 LONGWOOD PB 1 PG 21
Legal Range	30E
Legal Township	20S
Legal Section	31
Legal Subdivision	LONGWOOD
Legal Tract	5AU
Legal Lot Number	756
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1023
Census Tract	21507

Owner

421 E Bay Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Seminole County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 E BAY AVE, LONGWOOD, FL 32750-5231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 12, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Dec 28, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	202675524
Deed Book / Page	11084 / 1529
Prior Transfer Date	Dec 1, 2006
Prior Transfer Doc	0065550662
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 29, 2026
Property Address	421 E BAY AVE, LONGWOOD, FL 32750-5231
Document Number	0000075524
Book / Page	11084 / 1529
Instrument Date	Jul 27, 2026
Instrument	202675524
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	LEADING EDGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E BAY AVE, LONGWOOD, FL 32750-5231

Mortgage

Document Number	0000075525,
Date	Jul 29, 2026
Instrument	202675525

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Aug 18, 2020
Property Address	421 E BAY AVE, LONGWOOD, FL 32750-5231
Document Number	0096800364
Book / Page	9680 / 364
Map Reference	MB 1 PG 18-21
Instrument Date	Aug 12, 2020
Instrument	2020089942
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 OVERSTREET AVE, 196, LONGWOOD, FL 32750-5427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 E BAY AVE, LONGWOOD, FL 32750-5231

Mortgage

Document Number	0009680367
Date	Aug 18, 2020
Instrument	9680/367

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 12, 2019
Property Address	421 E BAY AVE, LONGWOOD, FL 32750-5231
Document Number	0093930440
Book / Page	09393 / 0440
Map Reference	MB 1 PG 18-21
Instrument Date	Apr 22, 2019
Instrument	2019074590
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 BEATTIE PL STE 110, 55, GREENVILLE, SC 29601-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 E BAY AVE, LONGWOOD, FL 32750-5231

Mortgage

Document Number	0009393443
Date	Jul 12, 2019
Instrument	09393/443

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 28, 2018
Property Address	421 E BAY AVE, LONGWOOD, FL 32750-5231
Document Number	0092731913
Book / Page	009273 / 001913
Instrument Date	Dec 11, 2018
Instrument	145308
Transaction Type	Foreclosure
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$707.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	15 S MAIN ST #400 GREENVILLE SC 296012767, 400, GREENVILLE, SC 29601-2767

Tax Assessment & Valuation

The 2025 property tax bill for 421 E Bay Ave was $1,310 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Longwood City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,310.00 Homeowner's exemption	$122,835	$168,732 Land $43,050 Building $125,682
2023	$1,184.00 (+4.04%) Homeowner's exemption	$115,896 (+3%)	$155,175 (+10.1%) Land $39,975 Building $115,200
2022	$1,138.00 Homeowner's exemption	$112,520	$140,935 Land $34,850 Building $106,085

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 421 E Bay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 E Bay Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONGWOOD, CITY OF (2 WPS) serves 23,237 people · EPA ID FL3590202
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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