421 E Baker St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 421 E Baker St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 540 sqft · built 1958
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2017)
Tax Bill	$4,414 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`004-722002-20`

Property Details

APN / Parcel Number

Primary APN	`004-722002-20`
Alternative APNs	`43-11-20-400-008.000-032` `00000010686` `0472200220`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	540 sqft Living Area
1st Floor Area	540 sqft
Basement Area	540 sqft
Finished Basement	1,008 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Other
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Garage Area	1,668 sqft
Carport	Carport
Carport Area	1,668 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	96 sqft
Lean-To	255 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000010686
Street Address	421 E BAKER ST
City	WARSAW
State	IN
Zip	46580-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	4-102-1 PT N 1/2 SW 20-32-6 3A
Legal Range	6
Legal Township	32
Legal Section	20
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1049
Census Tract	962300

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 E BAKER ST, WARSAW, IN 46580-4936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE CITY BANK
Oct 31, 2022	Intrafamily Transfer, Transfer
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Jan 24, 2007 · Amount on Record
Deed Document Number	2017111220
Last Transfer Date	Oct 31, 2022
Transfer Doc	2022101057
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	421 E BAKER ST, WARSAW, IN 46580-4936
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020061494
Date	Jun 30, 2020
Instrument	2020061494

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 31, 2022
Property Address	421 E BAKER ST, WARSAW, IN 46580-4936
Document Number	2022101057
Instrument Date	Oct 31, 2022
Instrument	2022101057
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 E BAKER ST, WARSAW, IN 46580-4936

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Nov 30, 2017
Property Address	421 E BAKER ST, WARSAW, IN 46580-4936
Document Number	2017111220
Instrument Date	Nov 22, 2017
Instrument	2017111220
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E BAKER ST, WARSAW, IN 46580-4936

Mortgage

Document Number	2017111221
Date	Nov 30, 2017
Instrument	2017111221

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,414.00 (+26.48%) Homeowner's exemption	$436,600 (+93.27%) Land $47,600 Building $389,000	$436,600 (+93.27%) Land $47,600 Building $389,000
2024	$3,490.00 (+35.69%)
2023	$2,572.00 (+10.77%)	$225,900 (+8.19%) Land $33,400 Building $192,500	$225,900 (+8.19%) Land $33,400 Building $192,500
2022	$2,322.00 Homeowner's exemption	$208,800 Land $33,400 Building $175,400	$208,800 Land $33,400 Building $175,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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