421 E Atwater Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 421 E Atwater Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1,242 sqft · built 1956
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (Jan 2019)
Tax Bill$9,314 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-01-406-046

Property Details

APN / Parcel Number

Primary APN06-01-406-046

Interior

Stories1 Story
Building Area1,242 sqft Living Area
Gross Area2,484 sqft
1st Floor Area1,242 sqft
Basement Area1,242 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions15.4 ft deep x 6 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address421 E ATWATER AVE
CityELMHURST
StateIL
Zip60126-3612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionBRYNHAVEN UNIT 3
Legal SubdivisionBRYNHAVEN
Legal Lot Number297
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group3
Census Block3002
Census Tract842800

Owner

421 E Atwater Ave is owned and occupied by two individuals who bought it in January 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address421 E ATWATER AVE, ELMHURST, IL 60126-3612
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jan 17, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PERL MORTGAGE INC
Aug 7, 2018Grant Deed, Transfer · Construction Mortgage
FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2019 · Amount on File
Deed SaleJan 17, 2019 · Amount on File
Prior SaleAug 7, 2018 · Amount on File
Deed Document Number20193839
Prior Transfer DateApr 27, 2004
Prior Transfer Doc0000127790
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address421 E ATWATER AVE, ELMHURST, IL 60126-3612
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029591
DateMar 26, 2020
InstrumentR2020-029591
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

January 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJan 17, 2019
Property Address421 E ATWATER AVE, ELMHURST, IL 60126-3612
Document Number0000003839
Map ReferenceDOC815453
Instrument DateDec 17, 2018
InstrumentR2019-003839
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address421 E ATWATER AVE, ELMHURST, IL 60126-3612

Mortgage

Document Number0000003840
DateJan 17, 2019
InstrumentR2019-003840
Lender
NamePERL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049
Interest
Rate4.62%

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDU PAGE IL
Recording DateAug 7, 2018
Property Address421 E ATWATER AVE, ELMHURST, IL 60126-3612
Document Number0000073470
Instrument DateJul 21, 2018
Instrument73470
Transaction TypeTransfer
Record UpdatedFeb 8, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2 UNIVERSITY PLZ #210 HACKENSACK NJ 076016211, 210, HACKENSACK, NJ 07601-6211
InvestorPossibly a Property Investor

Mortgage

Document Number73471
DateAug 7, 2018
Instrument73471
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueAug 6, 2019
Interest
Rate6.99%

Tax Assessment & Valuation

The 2025 property tax bill for 421 E Atwater Ave was $9,314 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,314.00$168,941 Land $116,768 Building $52,173$506,823 Land $350,304 Building $156,519
2022$8,078.00 Homeowner's exemption$139,230 Land $96,230 Building $43,000$417,690 Land $288,690 Building $129,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 E Atwater Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1979–1990)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 E Atwater Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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