421 E 4th St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 421 E 4th St, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,550 sqft · built 2002
Lot Size0.258 acres (11,250 sqft)
OwnerOwner Name on Record
Last Sale$120,000 (Jun 2002)
Tax Bill$1,468 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-5CF-3200-0110

Property Details

APN / Parcel Number

Primary APN21-21-32-5CF-3200-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,550 sqft Living Area
1st Floor Area1,264 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeMixed
Garage Area400 sqft
CarportCarport
Carport Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area253 sqft
Patio Area1 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address421 E 4TH ST
CityCHULUOTA
StateFL
Zip32766-8609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BLK 32 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionNORTH CHULUOTA
Legal Block32
Legal Lot Number11
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2010
Census Tract21205

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address421 E 4TH ST, CHULUOTA, FL 32766-8609
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2002 · Amount on Record
Deed SaleJun 12, 2002 · Amount on Record
Prior SaleDec 29, 2001
Deed Document Number0443300984
Deed Book / Page04433 / 00984
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address421 E 4TH ST, CHULUOTA, FL 32766-8609
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 E 4TH ST, CHULUOTA, FL 32766-8609

Mortgage

Document Number0097631856
DateNov 17, 2020
Book Page9763/1856
Instrument2020132365
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,468.00 (-8.42%) Homeowner's exemption$144,043 (+5.99%)$378,263 (+13.51%) Land $92,700 Building $285,563
2023$1,603.00 (+4.7%) Homeowner's exemption$135,906 (+4.49%)$333,246 (+0.22%) Land $69,525 Building $263,721
2022$1,531.00 Homeowner's exemption$130,071$332,507 Land $73,388 Building $259,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

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