Passaic County and Paterson City property record for 421 E 31st St, Paterson, NJ 07504
| Property Type | Single Family Home |
|---|---|
| Details | 1,368 sqft · built 1925 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jan 2024) |
| Tax Bill | $7,213 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-08621-0000-00020 |
| Primary APN | 08-08621-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,368 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Old Parcel Number | 08L1431000000010 |
|---|---|
| Street Address | 421 E 31ST ST |
| City | PATERSON |
| State | NJ |
| Zip | 07504-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FACILITY NAME: D.A.V. RESIDENCE |
| Legal Block | 8621 |
| Legal Lot Number | 20 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PATERSON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 182600 |
421 E 31st St is owned and occupied by two individuals who bought it in January 2024.
Source: Passaic County and Paterson City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 E 31ST ST, PATERSON, NJ 07504-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2024 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jul 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage UNITAS FUNDING LLC |
| Jul 7, 2023 | Deed, Transfer · Commercial Mortgage UNITAS FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2024 · Amount on File |
| Deed Sale | Jan 2, 2024 · Amount on File |
| Prior Sale | Jul 7, 2023 · Amount on File |
| Deed Document Number | 202421 |
| Deed Book / Page | 4641 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 2, 2024 |
| Property Address | 421 E 31ST ST, PATERSON, NJ 07504-1620 |
| Document Number | 0000000021 |
| Book / Page | D4641 / 51 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 2024000021 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | SUNNYSIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 CEDAR BROOK DR, SOMERSET, NJ 08873-2809 |
| Name | Verified Name |
|---|---|
| Address | 421 E 31ST ST, PATERSON, NJ 07504-1620 |
| Document Number | 0000000022 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 2024000022 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Number | 0000000023 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | M18748/292 |
| Instrument | 2024000023 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Dec 27, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 421 E 31ST ST, PATERSON, NJ 07504-1620 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 55 CEDAR BROOK DR, SOMERSET, NJ 08873-2809 |
| Document Number | 0000021777 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | M18545/17 |
| Instrument | 2023021777 |
| Name | UNITAS FUNDING LLC |
|---|---|
| Address | CRANFORD, NJ 07016 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 7, 2023 |
| Property Address | 421 E 31ST ST, PATERSON, NJ 07504-1620 |
| Document Number | 0000021775 |
| Book / Page | D4551 / 29 |
| Instrument Date | Jul 1, 2023 |
| Instrument | 2023021775 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | PREMIUM TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 294 GOVERNOR ST, PATERSON, NJ 07501-1350 |
| Name | Verified Name |
|---|---|
| Address | 294 GOVERNOR ST, PATERSON, NJ 07501-1350 |
| Document Number | 0000021776 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | M18545/1 |
| Instrument | 2023021776 |
| Name | UNITAS FUNDING LLC |
|---|---|
| Address | CRANFORD, NJ 07016 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 421 E 31st St was $7,213, up 4.7% from the year before.
Source: Passaic County and Paterson City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Paterson City |
| Unified School District | Paterson City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,700 (+206.73%) Land $235,100 Building $179,600 | $414,700 (+206.73%) Land $235,100 Building $179,600 | |
| 2025 | $7,213.00 (+4.72%) Disabled Person's exemption Veteran's exemption | $135,200 Land $47,000 Building $88,200 | $135,200 Land $47,000 Building $88,200 |
| 2024 | $6,888.00 | ||
| 2023 | $135,200 (-) Land $47,000 Building $88,200 | $135,200 (-) Land $47,000 Building $88,200 | |
| 2022 | Disabled Person's exemption Veteran's exemption | $135,200 Land $47,000 Building $88,200 | $135,200 Land $47,000 Building $88,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 421 E 31st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 421 E 31st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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