421 E 16th St, #23, Covington, KY 41014 Property Records

Kenton County property record for 421 E 16th St, #23, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeOther > Other Improved
Square Footage4,275 sqft Finished Area
Lot Size4,935 sqft (0.113 acres)
Last Sale$243,627 (2025)
Tax Bill$3,024.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-31-15-010.00

Interior

Building Area4,275 sqft Finished Area

Exterior

Lot Area4,935 sqft (0.113 acres)
Depth X Width105 ft x 47 ft Depth x Width

Location & Zoning

Street Address421 E 16TH ST, 23
CityCOVINGTON
StateKY
Zip41014-1081
Property UsageOther Property Usage
TypeOther > Other Improved
Legal DescriptionAUSTIN LOT 48 47'X 105' SWC 16TH & EASTERN
Legal SubdivisionAUSTINS
Legal Lot Number48
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2010
Census Tract61000

Owner

Source: Kenton County records · APN 055-31-15-010.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4135 ALEXANDRIA PIKE, 189, COLD SPRING, KY 41076-6800
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
RAC PROPERTIES INC
Jan 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
RAC PROPERTIES INC
Oct 30, 2025Warranty Deed, Transfer
Oct 31, 2022Deed of Trust, Mortgage · Line of Credit
TRADITIONAL BANK INC
Mar 02, 2022Deed, Transfer
TRADITIONAL BANK INC
Dec 06, 2019Trustee's Deed, Transfer
COREVEST AMERICAN FIN LENDER L
Jun 28, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CHARLES M & L ESTHER JOHNSON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Prior SaleSep 05, 2023 · Amount on Record
Deed Doc Number202594
Deed Book / Page371 / 761
Prior Transfer DateOct 11, 2019
Prior Transfer Doc0000000245
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address421 E 16TH ST # 23, 23, COVINGTON, KY 41014-1305
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801
InvestorPossibly a Property Investor

Mortgage

Document Number0000001183
DateJan 20, 2026
Book PageKCM 727/58
Instrument26059000001183
Lender
NameRAC PROPERTIES INC
TypeNon-Lending Institution
AddressNEWPORT, KY 41076
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address421 E 16TH ST # 23, 23, COVINGTON, KY 41014-1305
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801
InvestorPossibly a Property Investor

Mortgage

Document Number0000001182
DateJan 20, 2026
Book PageKCM 727/30
Instrument26059000001182
Lender
NameRAC PROPERTIES INC
TypeNon-Lending Institution
AddressNEWPORT, KY 41076
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 30, 2025
Property Address421 E 16TH ST # 23, 23, COVINGTON, KY 41014-1305
Document Number0005900094
Book / PageKC 371 / 761
Instrument DateOct 23, 2025
Instrument25103005900094
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ALEXIMDRIC RILE 56 #109 # 109, 109, COLD SPRING, KY 41076
InvestorPossibly a Property Investor

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address421 E 16TH ST # 23, 23, COVINGTON, KY 41014-1305
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005900184
DateOct 31, 2022
Book Page418/128
Instrument22103105900184
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 17, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMar 02, 2022
Property Address421 E 16TH ST # 23, 23, COVINGTON, KY 41014-1305
Document Number0005900062
Book / Page150 / 938
Instrument DateFeb 17, 2022
Instrument22030205900062
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
Tax$705.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 141, WAUNAKEE, WI 53597-0141

Transferred To (Grantee/Buyer)

NameVerified Name
Address4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787
InvestorPossibly a Property Investor

Mortgage

Document Number0005900063
DateMar 02, 2022
Book Page343/103
Instrument22030205900063
Lender
NameTRADITIONAL BANK INC
TypeBank
AddressLEXINGTON, KY 40509
Agreement
AmountAmount Recorded
Term119 Months
DueFeb 17, 2032

December 2019: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateDec 06, 2019
Property Address421 E 16TH ST # 23, 23, COVINGTON, KY 41014-1081
Document Number0000000245
Book / Page0C6821 / 000047
Instrument DateOct 11, 2019
Instrument245
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyWESTCOR LTIC INVESTOR SERVICES, WESTCOR LTIC INVESTOR SVCS

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1263 HANOVER TRL WAUNAKEE WI 535972648, WAUNAKEE, WI 53597-2648

Mortgage

Document Number246
DateDec 06, 2019
Book Page0C6821/000055
Instrument246
Lender
NameCOREVEST AMERICAN FIN LENDER L
Address1920 MAIN ST # 850, IRVINE, CA 92614-7285
Agreement
AmountAmount Recorded
Term60 Months
DueDec 05, 2024
Interest
Rate TypeAdjustable Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 28, 2017
Property Address421 E 16TH ST # 23, 23, COVINGTON, KY 41014-1081
Document Number0000000227
Book / Page0C6190 / 000139
Instrument DateJun 26, 2017
Instrument227
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 141 WAUNAKEE WI 535970141, WAUNAKEE, WI 53597-0141

Mortgage

Document Number228
DateJun 28, 2017
Book Page0C6190/000142
Instrument228
Lender
NameCHARLES M & L ESTHER JOHNSON
Address728 MADISON AVE, COVINGTON, KY 41011-2436
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term60 Months
DueJun 27, 2022
Interest
Rate6.31%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,024.00 (+0.73%)$228,300 (-) Land $16,000 Building $212,300$228,300 (-) Land $16,000 Building $212,300
2024$3,002.00 (-1.25%)$228,300 (-) Land $16,000 Building $212,300$228,300 (-) Land $16,000 Building $212,300
2023$3,040.00$228,300 Land $16,000 Building $212,300$228,300 Land $16,000 Building $212,300

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