St. Charles County property record for 421 Droste Rd, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Commercial |
|---|---|
| Details | 3,600 sqft · built 2003 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $651,000 (Jan 2009) |
| Tax Bill | $10,446 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T990700163 |
| Primary APN | T990700163 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,600 sqft Total Area |
| 1st Floor Area | 3,600 sqft |
| Basement Area | 3,600 sqft |
| Year Built | Built 2003 |
|---|---|
| Lot Area | 27,007 sqft (0.619 acres) |
| Garage Type | Attached |
| Account Number | T990700163 |
|---|---|
| Old Parcel Number | T990700163 |
| Street Address | 421 DROSTE RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4879 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DROSTE RD DEVELOPMENT RESUB LOT C |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | DROSTE RD DEV RESUB |
| Legal Lot Number | C |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 310700 |
Source: St. Charles County records · APN T990700163
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5816 N HANLEY RD, BERKELEY, MO 63134-2004 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 23, 2009 · Amount on Record |
| Deed Sale | Jan 23, 2009 · Amount on Record |
| Prior Sale | Jan 15, 2003 |
| Deed Document Number | 0051001349 |
| Deed Book / Page | 5100 / 1349 |
| Record Updated | Jun 08, 2026 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,446.00 | $155,040 (+0.98%) | $484,500 (+0.98%) Land $111,404 Building $373,096 |
| 2023 | $153,535 | ||
| 2022 | $479,796 Land $111,404 Building $368,392 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2022, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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