Cherokee County property record for 421 Dockery Creek Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2024 |
| Lot Size | 4.84 acres (210,830 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $670 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 458500411583000 |
| Primary APN | 458500411583000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Heated Area |
| 1st Floor Area | 1,600 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Metal |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 210,830 sqft (4.84 acres) |
| Lot Dimensions | 316 ft deep x 724 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 33398 |
|---|---|
| Street Address | 421 DOCKERY CREEK RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-6626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR DOCKERY 1360/476 1503/1069 |
| Legal Subdivision | DOCKERY PROP |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 930300 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79 BAMBOO TRL, MARBLE, NC 28905-8642 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage COMMONWEALTH CREDIT UNION |
| Oct 29, 2024 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2014 |
| Transfer Doc | 01503/1069 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 421 DOCKERY CREEK RD, MURPHY, NC 28906-6626 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 421 DOCKERY CREEK RD, MURPHY, NC 28906-6626 |
| Document Number | 001790/548 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 1790/548 |
| Instrument | 5644 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | 4511 HIGHWAY 411, MADISONVILLE, TN 37354 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 421 DOCKERY CREEK RD, MURPHY, NC 28906-6626 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 297, BRASSTOWN, NC 28902-0297 |
| Document Number | 001767/495 |
|---|---|
| Date | Oct 29, 2024 |
| Book Page | 1767/495 |
| Instrument | 5439 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | 4511 HIGHWAY 411, MADISONVILLE, TN 37354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2025 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $670.00 | $100,200 (+246.59%) | $100,200 (+246.59%) Land $28,910 Building $71,290 |
| 2023 | $28,910 | $28,910 Land $28,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 94% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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