421 Derby St SE, Albany, OR 97322 Property Records

Linn County property record for 421 Derby St SE, Albany, OR 97322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,811 sqft · built 2007
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$285,500 (Oct 2018)
Tax Bill	$4,747 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11S03W03CB14400`

Property Details

APN / Parcel Number

Primary APN	`11S03W03CB14400`
Alternative APNs	`0910950` `910950`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,811 sqft Living Area
1st Floor Area	746 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Area	392 sqft
Porch	Open Porch
Porch Area	44 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	910950
Street Address	421 DERBY ST SE
City	ALBANY
State	OR
Zip	97322-5992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	11S03W03CB
Legal Range	03W
Legal Township	11S
Legal Section	03
Legal Subdivision	BRIDLE SPRINGS 2
Jurisdiction	LINN OR
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1009
Census Tract	20103

Owner

421 Derby St SE is owned and occupied by two individuals who bought it in October 2018.

Source: Linn County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 DERBY ST SE, ALBANY, OR 97322-5992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	Dec 28, 2016 · Amount on File
Deed Document Number	201817763
Prior Transfer Date	Aug 13, 2009
Prior Transfer Doc	0000015373
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	421 DERBY ST SE, ALBANY, OR 97322-5992
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008486
Date	May 6, 2020
Instrument	2020-08486

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN OR
Recording Date	Oct 5, 2018
Property Address	421 DERBY ST SE, ALBANY, OR 97322-5992
Document Number	0000017763
Instrument Date	Oct 4, 2018
Instrument	2018-17763
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 DERBY ST SE, ALBANY, OR 97322-5992

Mortgage

Document Number	0000017764
Date	Oct 5, 2018
Instrument	2018-17764

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 421 Derby St SE was $4,747.

Source: Linn County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Oregon
Municipality	Albany City
County	Linn County
Unified School District	Greater Albany School District 8J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,747.00	$235,470	$418,110 Land $137,500 Building $280,610
2023	$4,473.00 (+1.45%)	$221,970 (+3%)	$406,870 (+7.98%) Land $142,000 Building $264,870
2022	$4,409.00	$215,510	$376,790 Land $120,170 Building $256,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Derby St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Derby St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBANY serves 57,997 people · EPA ID OR4100012
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless · Fiber in parts of the area	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

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