421 Deerfield Dr, Oswego, IL 60543 Property Records

Kendall County property record for 421 Deerfield Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,297 sqft · built 2020
Lot Size	0.279 acres (12,160 sqft)
Owner	2 Company Names on Record
Last Sale	$36,000 (Feb 2019)
Tax Bill	$15,421 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-106-001`

Property Details

APN / Parcel Number

Primary APN	`03-28-106-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,297 sqft Living Area
Gross Area	6,705 sqft
1st Floor Area	3,297 sqft
Basement Area	2,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,160 sqft (0.279 acres)
Garage Type	Attached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	421 DEERFIELD DR
City	OSWEGO
State	IL
Zip	60543-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 DEERPATH TRAILS UNIT 1 VILLAGE OF OSWEGO
Legal Subdivision	DEERPATH TRAILS
Legal Lot Number	49
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3010
Census Tract	890108

Owner

Source: Kendall County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	421 DEERFIELD DR, OSWEGO, IL 60543-4015
Owner Type	Company
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage OLD SECOND NATIONAL BANK
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage OLD SECOND NATIONAL BANK
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA
Jul 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage OLD SECOND NAT'L BK
Feb 27, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	20192173
Last Transfer Date	Jun 18, 2026
Transfer Doc	0000009481
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 1, 2026
Property Address	421 DEERFIELD DR, OSWEGO, IL 60543-4015
Document Number	0000009481
Instrument Date	Jun 18, 2026
Instrument	20269481
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	421 DEERFIELD DR, OSWEGO, IL 60543-4015

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	421 DEERFIELD DR, OSWEGO, IL 60543-4015
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026559
Date	Oct 12, 2021
Instrument	202100026559

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 25, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	421 DEERFIELD DR, OSWEGO, IL 60543-4015
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001633
Date	Feb 3, 2020
Instrument	202000001633

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	421 DEERFIELD DR, OSWEGO, IL 60543-4015
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023736
Date	Nov 20, 2020
Instrument	202000023736

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Jul 1, 2030

Interest

Rate	2.5%

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 30, 2019
Property Address	421 DEERFIELD DR, OSWEGO, IL 60543-4015
Instrument Date	Jul 25, 2019
Instrument	10389
Transaction Type	Construction Loan
Record Updated	Aug 27, 2019
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 DEERFIELD DR OSWEGO IL 605434015, OSWEGO, IL 60543-4015

Mortgage

Document Number	0000010389
Date	Jul 30, 2019
Instrument	10389

Lender

Name	OLD SECOND NAT'L BK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 29, 2020

Interest

Rate	3.75%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 27, 2019
Property Address	421 DEERFIELD DR, OSWEGO, IL 60543-4015
Document Number	0000002173
Instrument Date	Feb 19, 2019
Instrument	2173
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$36.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4747 WAA KEE SHA DR OSWEGO IL 605436815, OSWEGO, IL 60543-6815

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,421.00 (+0.51%)	$209,988 (+24.71%) Land $30,258 Building $179,730	$629,964 (+24.71%) Land $90,774 Building $539,190
2024	$15,342.00
2022		$168,383 Land $24,263 Building $144,120	$505,149 Land $72,789 Building $432,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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