421 Dark Timber St, Daniel Island (Charleston), SC 29492 Property Records

Berkeley County property record for 421 Dark Timber St, Daniel Island, SC 29492

Property Summary

Property Type	Single Family Home
Details	3,353 sqft · built 2019
Lot Size	0.216 acres (9,420 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2017)
Tax Bill	$8,079 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`272-05-00-022`

Property Details

APN / Parcel Number

Primary APN	`272-05-00-022`
Alternative APN	`275-00-00-110`

Interior

Building Area	3,353 sqft Finished Area
1st Floor Area	2,195 sqft
2nd Floor Area	1,158 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,420 sqft (0.216 acres)
Garage Type	Mixed
Garage Area	350 sqft
Porch	Patio
Porch Area	1,016 sqft
Storage Building	170 sqft

Location & Zoning

Street Address	421 DARK TIMBER ST
City	DANIEL ISLAND
State	SC
Zip	29492-7349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	LOT E-L-7DANIEL ISLAND PARCEL E PH 3
Legal Subdivision	DANIEL ISLAND PARK (RALSTON GROVE)
Legal Lot Number	E-L-7
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1088
Census Tract	20406

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 DARK TIMBER ST, DANIEL ISLAND, SC 29492-7349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
May 1, 2018	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jun 14, 2017	Limited Warranty Deed, Transfer · ARM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Deed Document Number	201721344
Deed Book / Page	2489 / 348
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Jun 5, 2026
Property Address	421 DARK TIMBER ST, DANIEL ISLAND, SC 29492-7349
Document Number	0000020283
Book / Page	5603 / 452
Instrument Date	Jun 1, 2026
Instrument	202620283
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 DARK TIMBER ST, DANIEL ISLAND, SC 29492-7349

Mortgage

Document Number	0000020283,
Date	Jun 5, 2026
Book Page	5603/452
Instrument	202620283

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	421 DARK TIMBER ST, DANIEL ISLAND, SC 29492-7349
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3888/0535
Date	Jul 13, 2021
Book Page	3888/535
Instrument	2021033001

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	421 DARK TIMBER ST, DANIEL ISLAND, SC 29492-7349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3365/0386
Date	May 20, 2020
Book Page	3365/386
Instrument	2020017351

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	421 DARK TIMBER ST, DANIEL ISLAND, SC 29492-7349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2734/0168
Date	May 1, 2018
Book Page	2734/0168
Instrument	2018014278

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

June 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 14, 2017
Property Address	421 DARK TIMBER ST, DANIEL ISLAND, SC 29492-7349
Document Number	2489/0348
Book / Page	2489 / 0348
Map Reference	CAB S PG 56Q
Instrument Date	Jun 5, 2017
Instrument	2017021344
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 W PENNSYLVANIA AVE, TOWSON, MD 21204-5025

Mortgage

Document Number	, 2017021345
Date	Jun 14, 2017
Instrument	2017021345

Lender

Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,265,115 (+2,400.03%) Land $493,936 Building $771,179	$2,177,100 (-) Land $850,000 Building $1,327,100
2025	$8,079.00 (-1.45%)	$50,604 (-) Land $19,757 Building $30,847	$2,177,100 (-) Land $850,000 Building $1,327,100
2024	$8,198.00 (+9.18%) Homeowner's exemption	$50,604 (+15%) Land $19,757 Building $30,847	$2,177,100 (+95.68%) Land $850,000 Building $1,327,100
2022	$7,509.00 Homeowner's exemption	$44,004 Land $11,500 Building $32,504	$1,112,600 Land $300,000 Building $812,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 591 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	657 units insured incl. 66 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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