421 Crystal St, Lowell, AR 72745 Property Records

Benton County property record for 421 Crystal St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,238 sqft · built 2002
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jan 2026)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02237-000`

Property Details

APN / Parcel Number

Primary APN	`12-02237-000`
Alternative APNs	`44834.0` `44834`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	162 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44834.0
Street Address	421 CRYSTAL ST
City	LOWELL
State	AR
Zip	72745-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	211
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3006
Census Tract	21406

Owner

Source: Benton County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	421 CRYSTAL ST, LOWELL, AR 72745-8842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Apr 10, 2009 · Amount on Record
Deed Document Number	L202603229
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	421 CRYSTAL ST, LOWELL, AR 72745-8842
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202509245
Date	Feb 25, 2025
Instrument	L202509245

Lender

Name	UNITED FCU
Type	Credit Union
Address	150 HILLTOP RD, SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 6, 2035

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jan 20, 2026
Property Address	421 CRYSTAL ST, LOWELL, AR 72745-8842
Document Number	L202603229
Map Reference	MB P2 PG 878-787E
Instrument Date	Jan 13, 2026
Instrument	L202603229
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	CITY TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,019.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 CRYSTAL ST, LOWELL, AR 72745-8842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 CRYSTAL ST, LOWELL, AR 72745-8842

Mortgage

Document Number	L202603230
Date	Jan 20, 2026
Instrument	L202603230

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	L202603231
Date	Jan 20, 2026
Instrument	L202603231

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Benton County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (+18.77%) Homeowner's exemption	$48,990 (+56.17%) Land $15,200 Building $33,790
2024			$244,950 (+56.17%) Land $76,000 Building $168,950
2023	$1,396.00 Homeowner's exemption	$31,370 Land $7,200 Building $24,170	$156,850 Land $36,000 Building $120,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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