421 Cross St, Henderson, NC 27536 Property Records

Vance County property record for 421 Cross St, Henderson, NC 27536

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 666 sqft · built 1945
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$605 (2026)
Flood Zone	Zone X (minimal risk)
APN	`0103 03001A`

Property Details

APN / Parcel Number

Primary APN	`0103 03001A`
Alternative APNs	`31178` `7998`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	666 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Roof Type	Gable
Lot Area	6,098 sqft (0.14 acres)
Lot Width	37 ft Width

Location & Zoning

Account Number	7998
Street Address	421 CROSS ST
City	HENDERSON
State	NC
Zip	27536-3277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR6
Legal Description	421 CROSS ST
Legal Block	03
Jurisdiction	VANCE NC
Township / Civil Division	HENDERSON
Census Block Group	5
Census Block	5000
Census Tract	960500

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	139 W BELLE ST, HENDERSON, NC 27536-4503
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Municipality	Henderson City
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$605.00	$44,401 (-) Land $8,070 Building $36,331	$44,401 (-) Land $8,070 Building $36,331
2025	$605.00 (+117.63%)	$44,401 (+359.35%) Land $8,070 Building $36,331	$44,401 (+359.35%) Land $8,070 Building $36,331
2023	$278.00	$9,666 Land $2,871 Building $6,795	$9,666 Land $2,871 Building $6,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20