421 Craig Dr, Searcy, AR 72143 Property Records

White County property record for 421 Craig Dr, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft · built 2003
Lot Size	0.276 acres (12,040 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Sep 2012)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Aug 2007 Mortgage Oct 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`016-03065-763`

Property Details

APN / Parcel Number

Primary APN	`016-03065-763`
Alternative APN	`43816`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	1,776 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	12,040 sqft (0.276 acres)
Garage Type	Attached
Garage Area	471 sqft
Driveway	Concrete Driveway
Driveway Area	1,560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	290 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	421 CRAIG DR
City	SEARCY
State	AR
Zip	72143-3067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	---
Legal Range	07
Legal Township	07
Legal Section	04
Legal Subdivision	VALLEY ELMS S/D PH V
Legal Lot Number	59C
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2025
Census Tract	70401

Owner

421 Craig Dr is owned and occupied by two individuals who acquired it in April 2026.

Source: White County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 CRAIG DR, SEARCY, AR 72143-3067
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2007	Deed of Trust, Mortgage FIRST TENNESSEE BANK NA
Oct 13, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Oct 6, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
May 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Apr 14, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 28, 2006	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2012 · Amount on File
Deed Sale	Sep 27, 2012 · Amount on File
Prior Sale	Oct 13, 2009
Deed Book / Page	2012 / 11488
Last Transfer Date	Apr 9, 2026
Transfer Doc	0000004901
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	421 CRAIG DR, SEARCY, AR 72143-3067
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	UNITED GENERAL TITLE INSURANCE, UNITED GENERAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2007/27072
Date	Aug 8, 2007
Book Page	MTG 2007/27072

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	MONTGOMERY, AL 36103

Agreement

Amount	Amount on Record

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	421 CRAIG DR, SEARCY, AR 72143-3067
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG2009/32755
Date	Oct 13, 2009
Book Page	MTG 2009/32755

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Apr 7, 2010

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	421 CRAIG DR, SEARCY, AR 72143-3067
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG2010/26006
Date	Oct 6, 2010
Book Page	MTG 2010/26006

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2025

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Recording Date	May 4, 2026
Property Address	421 CRAIG DR, SEARCY, AR 72143-3067
Document Number	0000005818
Instrument Date	Apr 27, 2026
Instrument	20265818
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CRAIG DR, SEARCY, AR 72143-3067
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005818,
Date	May 4, 2026
Instrument	20265818

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WHITE AR
Recording Date	Apr 14, 2026
Property Address	421 CRAIG DR, SEARCY, AR 72143-3067
Document Number	0000004901
Instrument Date	Apr 9, 2026
Instrument	20264901
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CRAIG DR, SEARCY, AR 72143-3067

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Mar 28, 2006
Property Address	421 CRAIG DR, SEARCY, AR 72143-3067
Document Number	DEED2006/04049
Book / Page	DEED 2006 / 04049
Instrument Date	Mar 24, 2006
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CRAIG DR, SEARCY, AR 72143-3067

Mortgage

Document Number	0020068815
Date	Mar 28, 2006
Instrument	2006/8815

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 421 Craig Dr was $1,364 with a homeowner's exemption.

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00 Homeowner's exemption	$33,600 Land $3,600 Building $30,000	$168,000 Land $18,000 Building $150,000
2023	$939.00 Homeowner's exemption	$33,600 Land $3,600 Building $30,000	$168,000 Land $18,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Craig Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Craig Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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