421 Copperfield Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 421 Copperfield Ct, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,660 sqft · built 2019
Lot Size0.119 acres (5,184 sqft)
Owner2 Individual Names on Record
Last Sale$247,013 (Nov 2019)
Tax Bill$5,234 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNT200500011

Property Details

APN / Parcel Number

Primary APNT200500011
Alternative APN
  • 5-116B-C745-00-0040.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,660 sqft Living Area
Basement Area696 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Lot Area5,184 sqft (0.119 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT200500011
Street Address421 COPPERFIELD CT
CitySAINT CHARLES
StateMO
Zip63301-4931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTOWNE PL #2 LOT 40
Legal Range05E
Legal Township47N
Legal SubdivisionCHARLESTOWNE PL #2
Legal Lot Number40
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2000
Census Tract310201

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address421 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2019 · Amount on Record
Deed SaleNov 8, 2019 · Amount on Record
Prior SaleJul 17, 2019
Deed Document Number0000717926
Deed Book / Page7179 / 26
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 8, 2019
Property Address421 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Document Number0071790026
Book / Page007179 / 000026
Instrument DateNov 8, 2019
Instrument641310
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 17, 2020
Title CompanyARC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address421 COPPERFIELD CT ST CHARLES MO 633014931, ST CHARLES, MO 63301-4931

Mortgage

Document Number71790028
DateNov 8, 2019
Book Page007179/000028
Instrument641320
Lender
NameFIRST CMNTY CU
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount Recorded
Term360 Months
DueNov 7, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,234.00$62,852 (+6.12%)$330,803 (+6.12%) Land $64,751 Building $266,052
2023$59,230
2022$311,737 Land $58,334 Building $253,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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