Roane County property record for 421 Colt Rdg, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,384 sqft · built 2004 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,200 (Aug 2020) |
| Tax Bill | $1,057 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-21-0021.0001 |
| Primary APN | 07-21-0021.0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 148,104 sqft (3.4 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 76001462 |
|---|---|
| Street Address | 421 COLT RDG |
| City | SPENCER |
| State | WV |
| Zip | 25276-7815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.40 SUR TANNER RUN |
| Legal Subdivision | SUR TANNER RUN |
| Jurisdiction | ROANE WV |
| Township / Civil Division | I |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 962902 |
Source: Roane County records, as of November 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 COLT RDG, SPENCER, WV 25276-7815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Deed Document Number | 0006150746 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 421 COLT RDG, SPENCER, WV 25276-7815 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000358/358 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 358/358 |
| Instrument | 2169194 |
| Name | MOVEMENT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Roane County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,057.00 (+6.34%) | $120,300 (+7.68%) Land $12,900 Building $107,400 | $200,500 (+7.68%) Land $21,500 Building $179,000 |
| 2023 | $994.00 (+3.01%) | $111,720 (+3.73%) Land $11,880 Building $99,840 | $186,200 (+3.73%) Land $19,800 Building $166,400 |
| 2022 | $965.00 | $107,700 Land $11,460 Building $96,240 | $179,500 Land $19,100 Building $160,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 44% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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