421 Cole Rd, Winchester, KY 40391 Property Records

Clark County property record for 421 Cole Rd, Winchester, KY 40391

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,148 sqft · built 1930
Lot Size1.95 acres (84,986 sqft)
OwnerIndividual Name on Record
Tax Bill$663 (2025)
Flood ZoneZone X (minimal risk)
APN055-0000-063-00

Property Details

APN / Parcel Number

Primary APN055-0000-063-00
Alternative APN
  • 784700060001

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,148 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1930
Exterior MaterialComposition/Composite
Construction TypeWood
Foundation TypeStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area84,986 sqft (1.95 acres)
TerrainRolling
Garage Area320 sqft
DrivewayDriveway
Driveway Area192 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Account Number784700060001
Street Address421 COLE RD
CityWINCHESTER
StateKY
Zip40391-8166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRICULTURE
Legal DescriptionPARCEL 1A PLAT 1953
JurisdictionCLARK KY
Township / Civil DivisionSOUTHEAST CLARK
Census Block Group1
Census Block1029
Census Tract20400

Owner

Source: Clark County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3182 TWO MILE RD, WINCHESTER, KY 40391-8152
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2000
Deed SaleDec 1, 2000
Deed Document Number0000376813
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clark County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$663.00 (-2.36%)$69,000 (-) Land $25,000 Building $44,000$69,000 (-) Land $25,000 Building $44,000
2023$69,000$69,000
2022$679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims10 (1990–2021)
Claims Outside the SFHA2 of 10
Most Recent ClaimOct 2021 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims
  • Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST CLARK CO WATER DISTRICT
serves 7,366 people · EPA ID KY0250981
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Fiber
1,000 / 1,000

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