Oswego County and Palermo Town property record for 421 Co Rte 18, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,890 sqft · built 1975 |
| Lot Size | 4.85 acres (211,266 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2026) |
| Tax Bill | $7,435 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 354400 223.00-06-09 |
| Primary APN | 354400 223.00-06-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 211,266 sqft (4.85 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Pole Barn | Pole Barn |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 421 COUNTY ROUTE 18 |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LOT 15 079-002-000 |
| Legal Block | 6 |
| Legal Lot Number | 9.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | PALERMO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20800 |
Source: Oswego County and Palermo Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4848 W SARAH MYERS DR, WEST TERRE HAUTE, IN 47885-9165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Apr 29, 2005 · Amount on Record |
| Deed Document Number | 20263884 |
| Prior Transfer Date | Feb 11, 2012 |
| Prior Transfer Doc | 2012004165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 11, 2026 |
| Property Address | 421 COUNTY ROUTE 18, CENTRAL SQUARE, NY 13036-2212 |
| Document Number | 0000003884 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 20263884 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4848 W SARAH MYERS DR, WEST TERRE HAUTE, IN 47885-9165 |
| Date | May 11, 2026 |
|---|
| Name | 1ST PRIORITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Oswego County and Palermo Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Palermo Town |
| Unified School District | Mexico Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,435.00 (+7.94%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,888.00 | $207,000 (-) Land $21,000 Building $186,000 | $287,500 (+22.22%) Land $29,167 Building $258,333 |
| 2023 | $207,000 Land $21,000 Building $186,000 | $235,227 Land $23,864 Building $211,363 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | May 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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