421 Co Rd 4045, Holts Summit, MO 65043 Property Records

Callaway County property record for 421 Co Rd 4045, Holts Summit, MO 65043 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,416 sqft · built 1990
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on File
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-09.0-31.2-00-000-022.005`

Property Details

APN / Parcel Number

Primary APN	`24-09.0-31.2-00-000-022.005`
Alternative APN	`2409031200000020000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	126,324 sqft (2.9 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	250 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2409031200000022005
Street Address	421 COUNTY ROAD 4045
City	HOLTS SUMMIT
State	MO
Zip	65043-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 & 18 WOLTERS ADDN
Legal Subdivision	WOLTERS
Legal Lot Number	17-18
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1003
Census Tract	70702

Owner

Source: Callaway County records · APN 24-09.0-31.2-00-000-022.005

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	421 COUNTY ROAD 4045, HOLTS SUMMIT, MO 65043-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
Oct 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER REGION CREDIT UNION
Aug 14, 2017	Warranty Deed, Transfer
May 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2024
Deed Sale	Jun 10, 2024
Prior Sale	Aug 14, 2017
Deed Document Number	202402859
Deed Book / Page	513 / 666
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	421 COUNTY ROAD 4045, HOLTS SUMMIT, MO 65043-1515
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0486
Date	Aug 14, 2017
Book Page	D0239/0486
Instrument	201705686

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	421 COUNTY ROAD 4045, HOLTS SUMMIT, MO 65043-1515
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/339
Date	Oct 28, 2020
Book Page	245/339
Instrument	202007723

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 14, 2017
Property Address	421 COUNTY ROAD 4045, HOLTS SUMMIT, MO 65043-1515
Document Number	M0467/0501
Book / Page	M0467 / 0501
Instrument Date	Aug 09, 2017
Instrument	201705685
Transaction Type	Transfer
Record Updated	Dec 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 COUNTY ROAD 4045, HOLTS SUMMIT, MO 65043-1515

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 19, 2017
Property Address	421 COUNTY ROAD 4045, HOLTS SUMMIT, MO 65043-1515
Document Number	M0465/0742
Book / Page	M0465 / 0742
Map Reference	PL 8 PG 28
Instrument Date	May 05, 2017
Instrument	201703225
Transaction Type	Transfer
Record Updated	Dec 09, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 COUNTY ROAD 4045, 421, HOLTS SUMMIT, MO 65043-1515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 COUNTY ROAD 4045, HOLTS SUMMIT, MO 65043-1515

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,828.00 (-2.45%)	$30,066 (-)	$158,240 (-)
2024	$1,874.00 (+0.05%)	$30,066 (-)	$158,240 (-)
2023	$1,873.00 (+1.57%)	$30,066 (+1.61%)	$158,240 (+1.61%)
2022	$1,844.00	$29,591 Land $1,653 Building $27,938
2021			$155,740 Land $8,700 Building $147,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270707021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 54% of Missouri
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 102 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Callabyte Technology	Fiber	1,000 / 1,000	Yes
Mediacom Communications	Cable	1,000 / 50	Yes
Whittrio	Fixed Wireless (unlicensed)	100 / 50	No

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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