421 Clover Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 421 Clover Rd, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,292 sqft · built 1932
Lot Size	0.457 acres (19,907 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jul 2024)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04910-004-013-000`

Property Details

APN / Parcel Number

Primary APN	`R04910-004-013-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Raised Ranch
Exterior Material	Other
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	19,907 sqft (0.457 acres)
Terrain	Low
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	222 sqft
Deck Area	232 sqft
Patio Area	232 sqft
Lean-To	192 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	421 CLOVER RD
City	WILMINGTON
State	NC
Zip	28405-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 23 SEC 1 FAIRLAWN
Legal Subdivision	FAIRLAWN SEC 2
Legal Block	4
Legal Lot Number	23
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1001
Census Tract	10300

Owner

421 Clover Rd is owned by two individuals who bought it in July 2024.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7037 BAYOU CT, WILMINGTON, NC 28411-0200
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	May 5, 2006 · Amount on File
Deed Document Number	202418517
Deed Book / Page	6720 / 875
Prior Transfer Date	Jul 21, 2021
Prior Transfer Doc	00647401221
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 26, 2021
Property Address	421 CLOVER RD, WILMINGTON, NC 28405-3312
Document Number	00647401221
Book / Page	6474 / 1221
Map Reference	MB 6 PG 6
Instrument Date	Jul 21, 2021
Instrument	2021036669
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CLOVER RD, WILMINGTON, NC 28405-3312

Mortgage

Document Number	2021036670
Date	Jul 26, 2021
Instrument	2021036670

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 421 Clover Rd was $1,760.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,100 (-) Land $112,800 Building $186,300	$299,100 (-) Land $112,800 Building $186,300
2025	$1,760.00	$299,100 Land $112,800 Building $186,300	$299,100 Land $112,800 Building $186,300
2023	$1,020.00 (-0.58%)	$120,800 Land $61,700 Building $59,100	$120,800 Land $61,700 Building $59,100
2022	$1,026.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 421 Clover Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2018)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Clover Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20