Jefferson County property record for 421 Cloudland Dr, Hoover, AL 35226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,057 sqft · built 1958 |
| Lot Size | 0.318 acres (13,860 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-09-1-002-046.000 |
| Primary APN | 39-00-09-1-002-046.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,057 sqft Living Area |
| Gross Area | 1,517 sqft |
| 1st Floor Area | 1,057 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,860 sqft (0.318 acres) |
| Lot Dimensions | 140 ft deep x 99 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 20 sqft |
| Utility Building | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 58274 |
|---|---|
| Old Parcel Number | 39091002046000RR00 |
| Street Address | 421 CLOUDLAND DR |
| City | HOOVER |
| State | AL |
| Zip | 35226-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C3 |
| Legal Description | LOT 1 RESUR OF BLK 14 SHADES MONT ESTATES |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 09 |
| Legal Quarter | NE |
| Legal Subdivision | SHADES MONT ESTS RES B 14 |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 14412 |
Source: Jefferson County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 CLOUDLAND DR, HOOVER, AL 35226-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM |
| Sep 6, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 421 CLOUDLAND DR, HOOVER, AL 35226-1100 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 421 CLOUDLAND DR, HOOVER, AL 35226-1100 |
| Document Number | 0000002402 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026002402 |
| Name | LOAN DEPOT COM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 421 CLOUDLAND DR, HOOVER, AL 35226-1100 |
| Document Number | 0000097070 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 421 CLOUDLAND DR HOOVER AL 352261100, HOOVER, AL 35226-1100 |
| Document Number | 0000097070 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 97070 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35216 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Senior Citizen's exemption | $22,780 (-) | $255,900 (+12.34%) Land $139,300 Building $116,600 |
| 2023 | $22,780 Land $13,930 Building $8,850 | $227,800 Land $139,300 Building $88,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2014–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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