421 Clifton Ave, Findlay, OH 45840 Property Records

Hancock County property record for 421 Clifton Ave, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,040 sqft · built 1957
Lot Size0.18 acres (7,832 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Apr 2026)
Tax Bill$1,656 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1010-121-15-005.000

Property Details

APN / Parcel Number

Primary APN1010-121-15-005.000
Alternative APN
  • 580000238970

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Finished Basement780 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area7,832 sqft (0.18 acres)
Lot Dimensions135 ft deep x 58 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area286 sqft
Deck AreaDeck Area
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 CLIFTON AVE
CityFINDLAY
StateOH
Zip45840-3805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOWARD ADD THE LOT 6261 & PT ALY
Legal SubdivisionHOWARD ADD
Legal Lot Number6261
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group6
Census Block6013
Census Tract400

Owner

421 Clifton Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Hancock County records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address421 CLIFTON AVE, FINDLAY, OH 45840-3805
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Warranty Deed, Transfer · FHA Mortgage
HUNTINGTON NATIONAL BANK
Aug 21, 2020Warranty Deed, Transfer
THE FARMERS & MERCHANTS STATE BANK
Oct 24, 2019Survivorship Deed, Transfer
WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY
Oct 17, 2019Certificate of Transfer, Transfer
WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2026 · Amount on File
Deed SaleApr 17, 2026 · Amount on File
Prior SaleAug 21, 2020 · Amount on File
Deed Document Number20262691
Deed Book / Page2628 / 2199
Prior Transfer DateOct 10, 2019
Prior Transfer Doc2562/2473
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateApr 17, 2026
Property Address421 CLIFTON AVE, FINDLAY, OH 45840-3805
Document Number0000002691
Book / Page2628 / 2199
Instrument DateApr 16, 2026
Instrument2026.2691
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyPERRYSBURG TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$63,630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address421 CLIFTON AVE, FINDLAY, OH 45840-3805
InvestorPossibly a Property Investor

Mortgage

Document Number0000002692,
DateApr 17, 2026
Book Page2628/2201
Instrument2026.2692
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateAug 21, 2020
Property Address421 CLIFTON AVE, FINDLAY, OH 45840-3805
Document Number2572/825
Book / Page2572 / 825
Instrument DateAug 19, 2020
Instrument202000008186
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyASSURED TITLE, ASSURED TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address421 CLIFTON AVE, FINDLAY, OH 45840-3805

Mortgage

Document Number202000008187
DateAug 21, 2020
Instrument202000008187
Lender
NameTHE FARMERS & MERCHANTS STATE BANK
TypeBank
Agreement
AmountAmount on Record
Term361 Months
DueSep 1, 2050

October 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHANCOCK OH
Recording DateOct 24, 2019
Property Address421 CLIFTON AVE, FINDLAY, OH 45840-3805
Document Number2562/3453
Book / Page2562 / 3453
Instrument DateOct 23, 2019
Instrument201900009268
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyWHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1014 N VINE ST, FOSTORIA, OH 44830-1461

October 2019: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionHANCOCK OH
Recording DateOct 17, 2019
Property Address421 CLIFTON AVE, FINDLAY, OH 45840-3805
Document Number2562/2473
Book / Page2562 / 2473
Instrument DateOct 10, 2019
Instrument201900009068
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyWHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address600 FOX RUN RD APT 17FH, 17FH, FINDLAY, OH 45840-8412

Tax Assessment & Valuation

The 2025 property tax bill for 421 Clifton Ave was $1,656 with a homeowner's exemption, up 12% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,656.00 (+12.04%) Homeowner's exemption$54,030 (+29.85%) Land $6,630 Building $47,400$154,350 Land $18,930 Building $135,420
2024$1,478.00 (-0.14%)$41,610 (-) Land $5,100 Building $36,510
2023$1,480.00 Homeowner's exemption$41,610 Land $5,100 Building $36,510
2022$118,870 Land $14,560 Building $104,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Clifton Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Most Recent ClaimJun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 Clifton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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