421 Clearview Rd, Cottontown, TN 37048 Property Records

Sumner County property record for 421 Clearview Rd, Cottontown, TN 37048

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,794 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$194,900 (Apr 2015)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Apr 2019 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083037 06800`

Property Details

APN / Parcel Number

Primary APN	`083037 06800`
Alternative APN	`037 06800`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,794 sqft Living Area
Gross Area	2,315 sqft
1st Floor Area	1,517 sqft
Upper Floors Area	462 sqft
Basement Area	1,517 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	421 CLEARVIEW RD
City	COTTONTOWN
State	TN
Zip	37048-9280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PLAT: 21 PAGE: 387 BLOCK: LOT: 2 SUBD: CLEARVIEW FARM
Legal Subdivision	CLEARVIEW FARM
Legal Lot Number	2
Jurisdiction	SUMNER TN
Township / Civil Division	12
Census Block Group	1
Census Block	1003
Census Tract	20404

Owner

421 Clearview Rd is owned and occupied by an individual who acquired it in October 2015.

Source: Sumner County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	421 CLEARVIEW RD, COTTONTOWN, TN 37048-9280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2015 · Amount on File
Deed Sale	Apr 20, 2015 · Amount on File
Prior Sale	Feb 28, 2006 · Amount on File
Deed Document Number	20151115343
Deed Book / Page	4098 / 693
Last Transfer Date	Oct 5, 2015
Transfer Doc	0042110505
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	421 CLEARVIEW RD, COTTONTOWN, TN 37048-9280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049200277
Date	Apr 8, 2019
Book Page	4920/277
Instrument	1264418

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	421 CLEARVIEW RD, COTTONTOWN, TN 37048-9280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052170719
Date	May 15, 2020
Book Page	5217/719
Instrument	1311406

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	NASHVILLE, TN 37221

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 421 Clearview Rd was $1,320.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00	$92,925 Land $20,000 Building $72,925
2024			$371,700 Land $80,000 Building $291,700
2023	$1,188.00 (-0.5%)	$52,775 (-) Land $10,950 Building $41,825
2022	$1,194.00	$52,775 Land $10,950 Building $41,825
2021			$211,100 Land $43,800 Building $167,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Clearview Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Clearview Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cumberland Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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