Fort Bend County property record for 421 Clay St, Richmond, TX 77469
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 768 sqft · built 1932 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R556433 |
| Primary APN | R556433 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 768 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Block |
| Lot Area | 8,276 sqft (0.189 acres) |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R556433 |
|---|---|
| Street Address | 421 CLAY ST |
| City | RICHMOND |
| State | TX |
| Zip | 77469-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEWTON WEST S/D SEC 1, LOT 4 (PART), ACRES 0.19 |
| Legal Subdivision | NEWTON WEST S/D SEC 1 |
| Legal Lot Number | 4 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | ROSENBERG-RICHMOND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 674900 |
421 Clay St is owned and occupied by an individual.
Source: Fort Bend County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 CLAY ST, RICHMOND, TX 77469-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 421 CLAY ST, RICHMOND, TX 77469-1707 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 S 11TH ST 20, 20, RICHMOND, TX 77469-3357 |
| Document Number | 0000085569 |
|---|---|
| Date | Sep 3, 2024 |
| Instrument | 2024085569 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 5874 S GREENFIELD RD, GILBERT, AZ 85298 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Municipality | Richmond City |
| Unified School District | Lamar Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $87,294 Land $8,427 Building $78,867 | $87,294 Land $8,427 Building $78,867 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Clay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Clay St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 25,326 people · EPA ID TX0790023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
May also be available: Hotwire Communications, T-Mobile.
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