421 Cistern Way, Royse City, TX 75189 Property Records

Collin County property record for 421 Cistern Way, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,212 sqft · built 2021
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Tax Bill	$3,040 (2024)
Deeds & Mortgages	Jun 2021 Second Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12177-00G-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-12177-00G-0100-1`
Alternative APN	`2825589`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,212 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	11,108 sqft (0.255 acres)

Location & Zoning

Account Number	2825589
Street Address	421 CISTERN WAY
City	ROYSE CITY
State	TX
Zip	75189-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA PHASE 5 (GCN), BLK G, LOT 10; ( UDI2022 ), UNDIVIDED INTEREST 50.0000000000% UDI2022
Legal Subdivision	MAGNOLIA PHASE 5 (GCN)
Legal Phase	5
Legal Block	G
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	NEVADA
Census Block Group	3
Census Block	3057
Census Tract	31201

Owner

421 Cistern Way is owned and occupied by an individual who acquired it in June 2021.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	421 CISTERN WAY, JOSEPHINE, TX 75189-3842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE INC
Jun 18, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021
Deed Sale	Jun 18, 2021
Deed Document Number	20210618001233050
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	421 CISTERN WAY, ROYSE CITY, TX 75189-3842
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001233070
Date	Jun 18, 2021
Instrument	20210618001233070

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 18, 2021
Property Address	421 CISTERN WAY, ROYSE CITY, TX 75189-3842
Document Number	0001233050
Map Reference	DOC20200812010003040
Instrument Date	Jun 14, 2021
Instrument	20210618001233050
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2022
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CISTERN WAY, JOSEPHINE, TX 75189-3842

Mortgage

Document Number	0001233060
Date	Jun 18, 2021
Instrument	20210618001233060

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Community Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,767 Land $44,000 Building $110,767	$154,767 Land $44,000 Building $110,767
2024	$3,040.00
2023		$307,254 Land $88,000 Building $219,254	$307,254 Land $88,000 Building $219,254
2022	$6,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Cistern Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Cistern Way is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JOSEPHINE serves 9,800 people · EPA ID TX0430036
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Point Broadband Fixed Wireless	100 / 100
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T.

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