421 Circle Ln, Lake Forest, IL 60045 Property Records

Lake County property record for 421 Circle Ln, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,252 sqft · built 1968
Lot Size	0.928 acres (40,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Aug 2020)
Tax Bill	$30,264 (2024)
Deeds & Mortgages	Jun 2021 Transfer Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-03-402-001`

Property Details

APN / Parcel Number

Primary APN	`16-03-402-001`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	3 Stories
Building Area	5,252 sqft Living Area
Gross Area	7,964 sqft
1st Floor Area	2,741 sqft
2nd Floor Area	2,511 sqft
Upper Floors Area	2,676 sqft
Basement Area	1,767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,432 sqft (0.928 acres)
Garage Type	Attached
Garage Area	945 sqft
Parking Spaces	4 Parking Spaces
Pool Area	480 sqft
Porch	Open Porch
Porch Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 CIRCLE LN
City	LAKE FOREST
State	IL
Zip	60045-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT NO 1 OF VILLA TURICUM SUB LOT 160
Legal Subdivision	UNIT NO 1 OF VILLA TURICUM SUB
Legal Lot Number	160
Legal Unit	1
Jurisdiction	LAKE IL
Township / Civil Division	MORAINE
Census Block Group	1
Census Block	1014
Census Tract	865000

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 CIRCLE LN, LAKE FOREST, IL 60045-3337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Transfer on Death Deed, Transfer
Aug 5, 2020	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Jul 26, 1994 · Amount on Record
Deed Document Number	20207680850
Last Transfer Date	Jun 9, 2021
Transfer Doc	0007804224
Record Updated	Oct 29, 2026

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IL
Recording Date	Jun 30, 2021
Property Address	421 CIRCLE LN, LAKE FOREST, IL 60045-3337
Document Number	0007804224
Map Reference	DOC 143363
Instrument Date	Jun 9, 2021
Instrument	7804224
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CIRCLE LN, LAKE FOREST, IL 60045-3337

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 5, 2020
Property Address	421 CIRCLE LN, LAKE FOREST, IL 60045-3337
Document Number	0007680850
Instrument Date	Jul 10, 2020
Instrument	7680850
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 LINDWORTH DR ST LOUIS MO 631241475, ST LOUIS, MO 63124-1475

Mortgage

Document Number	7680852
Date	Aug 5, 2020
Instrument	7680852

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Moraine Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$544,776 (+17.67%) Land $152,435 Building $392,341	$1,634,492 (+17.67%) Land $457,351 Building $1,177,141
2024	$30,264.00 (+18.78%)
2023	$25,480.00 (+5.45%)	$462,954 (+7.81%) Land $129,540 Building $333,414	$1,389,001 (+7.81%) Land $388,659 Building $1,000,342
2022	$24,164.00	$429,433 Land $142,308 Building $287,125	$1,288,428 Land $426,967 Building $861,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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