421 Christopher Ave, Apt 13, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 421 Christopher Ave, Apt 13, Gaithersburg, MD 20879

Property Summary

Property TypeCondominium
Details2 ba · 1,422 sqft · built 1975
Lot Size0.002 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$264,500 (Jun 2023)
Tax Bill$3,116 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09-01710327

Property Details

APN / Parcel Number

Primary APN09-01710327
Alternative APN
  • 01710327

Interior

Full Baths2 Baths
Units28 Units
Building Area1,422 sqft Living Area
1st Floor Area1,422 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCondo/Apartment
Lot Area87,120 sqft (0.002 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01710327
Street Address421 CHRISTOPHER AVE, 13
CityGAITHERSBURG
StateMD
Zip20879-3523
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR18
Legal DescriptionUN 13 HYDE PARK PAR B PH 2A
Legal SubdivisionHYDE PARK PHASE 2A
Legal Phase2A
Legal Block1
Legal Unit13
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group1
Census Block1001
Census Tract700733

Owner

421 Christopher Ave, Apt 13 is owned by an individual who bought it in June 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address421 CHRISTOPHER AVE, GAITHERSBURG, MD 20879-3523
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed, Transfer · Conventional Mortgage
THE LOAN STORE INC
Oct 11, 2022Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2023 · Amount on File
Deed SaleJun 7, 2023 · Amount on File
Prior SaleDec 23, 2016 · Amount on File
Deed Book / Page67072 / 239
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJun 7, 2023
Property Address421 CHRISTOPHER AVE APT 13, 13, GAITHERSBURG, MD 20879-3523
Document Number0670720239
Book / Page67072 / 239
Map ReferenceMB 16 PL 1578-1584
Instrument DateMay 15, 2023
Transaction TypeTransfer
Record UpdatedJun 22, 2023
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$661.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 387, PETERBOROUGH, NH 03458-0387

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address421 CHRISTOPHER AVE, GAITHERSBURG, MD 20879-3523

Mortgage

Document Number0067072246
DateJun 7, 2023
Instrument67072/246
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address421 CHRISTOPHER AVE APT 13, 13, GAITHERSBURG, MD 20879-3523
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 CHRISTOPHER AVE 13, 13, GAITHERSBURG, MD 20879-3523

Mortgage

Document Number0663600369
DateOct 11, 2022
Book Page66360/369
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term479 Months
DueSep 1, 2062

Tax Assessment & Valuation

The 2025 property tax bill for 421 Christopher Ave, Apt 13 was $3,116.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,000 (+8.7%) Land $75,000 Building $175,000$250,000 (-) Land $75,000 Building $175,000
2025$3,116.00$230,000$250,000 Land $75,000 Building $175,000
2023$190,000 Land $57,000 Building $133,000$190,000 Land $57,000 Building $133,000
2022$1,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Christopher Ave, Apt 13 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Christopher Ave, Apt 13 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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