421 Choate Ln, Monroe, TN 38573 Property Records

Overton County property record for 421 Choate Ln, Monroe, TN 38573

Property Summary

Property Type	Rural Home
Details	2 ba · 2,428 sqft · built 2023
Lot Size	125 acres (5,445,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Dec 2024)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`067014 00500`

Property Details

APN / Parcel Number

Primary APN	`067014 00500`
Alternative APN	`014 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,428 sqft Living Area
1st Floor Area	2,428 sqft
Basement Area	2,428 sqft
Unfinished Basement	2,428 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,445,000 sqft (125 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	421 CHOATE LN
City	MONROE
State	TN
Zip	38573-5415
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 11, COUNTY AREA: R02
Jurisdiction	OVERTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1002
Census Tract	950100

Owner

Source: Overton County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	380 CHOATE LN, MONROE, TN 38573-5401
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Non-Conforming Investor Loan PEOPLES BANK & TRUST CO OF PICKETT CO
Aug 25, 2023	Warranty Deed, Transfer
Oct 23, 2018	Loan Modification, Mortgage PEOPLES BK
Nov 25, 2017	Loan Modification, Mortgage PEOPLES BK&TR CO/PICKETT CNTY
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	202488085
Deed Book / Page	322 / 226
Last Transfer Date	Mar 17, 2025
Transfer Doc	0000089473
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	421 CHOATE LN, MONROE, TN 38573-5415
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CHOATE LN, MONROE, TN 38573-5406
Investor	Possibly a Property Investor

Mortgage

Document Number	0002430879
Date	Mar 16, 2021
Book Page	243/879
Instrument	68451

Lender

Name	PEOPLES BANK & TRUST CO OF PICKETT CO
Type	Bank
Address	BYRDSTOWN, TN 38549

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	7 Months
Due	Oct 27, 2021

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Aug 25, 2023
Property Address	421 CHOATE LN, MONROE, TN 38573-5415
Document Number	0002960932
Book / Page	296 / 932
Instrument Date	Aug 25, 2023
Instrument	81810
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$3.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 CHINTE LANE, MONROE, TN 38573

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OVERTON TN
Property Address	421 CHOATE LN, MONROE, TN 38573-5415
Document Number	0001610858
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CHOATE LN MONROE TN 385735406, MONROE, TN 38573-5406

Mortgage

Document Number	0001610858
Date	Oct 29, 2018
Book Page	000161/000858

Lender

Name	PEOPLES BK
Type	Bank
Address	BYRDSTOWN, TN 38549

Agreement

Term	360 Months
Due	Oct 28, 2048

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OVERTON TN
Property Address	421 CHOATE LN, MONROE, TN 38573-5415
Document Number	0001980713
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 HASSLER SPUR BYRDSTOWN TN 385494473, BYRDSTOWN, TN 38549-4473

Mortgage

Document Number	0001980713
Date	Oct 24, 2018
Book Page	000198/000713
Instrument	57147

Lender

Name	PEOPLES BK&TR CO/PICKETT CNTY
Type	Bank
Address	BYRDSTOWN, TN 38549

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	421 CHOATE LN, MONROE, TN 38573-5415
Document Number	0001830310
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 HASSLER SPUR BYRDSTOWN TN 385494473, BYRDSTOWN, TN 38549-4473

Mortgage

Document Number	0001830310
Date	Oct 6, 2017
Book Page	000183/000310
Instrument	52857

Lender

Name	PEOPLES BK
Type	Bank
Address	BYRDSTOWN, TN 38549

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (-12.36%) Additional exemption filed	$168,125 (+47.38%) Land $31,625 Building $136,500	$1,307,400 (+1,355.9%) Land $761,400 Building $546,000
2024	$2,565.00 (+14.15%) Additional exemption filed	$114,075 (-) Land $24,225 Building $89,850
2023	$2,247.00 (+408.37%) Additional exemption filed	$114,075 (+408.13%) Land $24,225 Building $89,850
2022	$442.00	$22,450 Land $22,450	$89,800 (-84.94%) Land $89,800
2020			$596,400 Land $237,000 Building $359,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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