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421 Chayne Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 421 Chayne Pl, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2023
Square Footage2,626 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$485,000 (2026)
Tax Bill$6,149.00 (2025)

Property Details

APN / Parcel Number

Primary APN28-25-31-5038-0001-2600
Alternative APN
  • 253128503800012600

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,626 sqft Living Area
Gross Area3,124 sqft Gross Area
1st Floor1,106 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area36 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address421 CHAYNE PL
CitySAINT CLOUD
StateFL
Zip34771-9193
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUMMERLY PH 3 PB 31 PGS 120-122 LOT 260
Legal SubdivisionSUMMERLY PHASE 3
Legal Lot Number260
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records · APN 28-25-31-5038-0001-2600

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 CHAYNE PL, SAINT CLOUD, FL 34771-9193
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 23, 2023Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2026 · Amount on Record
Deed SaleJun 03, 2026 · Amount on Record
Prior SaleMar 23, 2023 · Amount on Record
Deed Doc Number202672174
Deed Book / Page6981 / 449
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 03, 2026
Property Address421 CHAYNE PL, SAINT CLOUD, FL 34771-9193
Document Number0000072174
Book / Page6981 / 449
Instrument DateMay 28, 2026
Instrument202672174
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyATON TITLE, WATSON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$342,895.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 CHAYNE PL, SAINT CLOUD, FL 34771-9193
InvestorPossibly a Property Investor

Mortgage

Document Number0000072175,
DateJun 03, 2026
Instrument202672175
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.23%
Max Rate-1%

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 23, 2023
Property Address421 CHAYNE PL, SAINT CLOUD, FL 34771-9193
Document Number0063750534
Book / Page6375 / 534
Map ReferenceMB 31 PG 120-122
Instrument DateMar 17, 2023
Instrument2023033109
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,598.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN ROAD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 CHAYNE PL, SAINT CLOUD, FL 34771-9193

Mortgage

Document Number0006375535
DateMar 23, 2023
Instrument6375/535
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,149.00 (-2.29%) Homeowner's exemption$433,300 (+489.52%) Land $78,800 Building $354,500$433,300 (+489.52%) Land $78,800 Building $354,500
2024$6,293.00 (+281.86%)
2023$1,648.00 (+96.66%)$73,500 (+22.5%) Land $73,500$73,500 (+22.5%) Land $73,500
2022$838.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 81% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 114 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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