Berks County property record for 421 Chapel Ter, Reading, PA 19602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1900 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Company Name on File |
| Last Sale | $19,000 (Oct 2009) |
| Tax Bill | $578 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-30-18-9061 |
| Primary APN | 5316-30-18-9061 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 800 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 871 sqft (0.02 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10300975 |
|---|---|
| Street Address | 421 CHAPEL TER |
| City | READING |
| State | PA |
| Zip | 19602-2031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 2100 |
421 Chapel Ter is owned by a company that bought it in October 2009.
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 584, ROYERSFORD, PA 19468-0584 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA |
| Feb 15, 2019 | Deed of Trust, Mortgage MID PENN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2009 · Amount on File |
| Deed Sale | Oct 9, 2009 · Amount on File |
| Prior Sale | Jan 28, 2008 · Amount on File |
| Deed Document Number | 200947813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 421 CHAPEL TER, READING, PA 19602-2031 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027701 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021027701 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19610 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 421 CHAPEL TER, READING, PA 19602-2031 |
| Document Number | 0000006837 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 49 ELMAR CIR ROYERSFORD PA 194682985, ROYERSFORD, PA 19468-2985 |
| Document Number | 0000006837 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 6837 |
| Name | MID PENN BK |
|---|---|
| Type | Bank |
| Address | NEWTOWN, PA 18940 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 421 Chapel Ter was $578.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578.00 | $20,500 Land $5,500 Building $15,000 | $5,500 Land $5,500 |
| 2024 | $542.00 | $20,500 Land $5,500 Building $15,000 | |
| 1994 | $20,500 Land $5,500 Building $15,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Chapel Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Chapel Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Greenlight Networks.
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