421 Channel Dr, Dayton, NV 89403 Property Records

Lyon County property record for 421 Channel Dr, Dayton, NV 89403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 1987
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2024)
Tax Bill	$1,995 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-455-16`

Property Details

APN / Parcel Number

Primary APN	`019-455-16`
Alternative APN	`1945516`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,394 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	7,841 sqft (0.18 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	421 CHANNEL DR
City	DAYTON
State	NV
Zip	89403-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR1
Legal Subdivision	RIVER VILLAGE 2-A
Legal Block	E
Legal Lot Number	64
Jurisdiction	LYON NV
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3039
Census Tract	960303

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 CHANNEL DR, DAYTON, NV 89403-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 24, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 24, 2021	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone First Mortgage NEVADA RURAL HOUSING AUTHORITY
May 10, 2017	Bargain and Sale Deed, Transfer · VA Mortgage TICOR TITLE CARSON
May 10, 2017	Affidavit of Death, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	2024683659
Prior Transfer Date	May 8, 2017
Prior Transfer Doc	0000564398
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	421 CHANNEL DR, DAYTON, NV 89403-9004
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	ACR TITLE GROUP, CORE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CHANNEL DR, DAYTON, NV 89403-9004

Mortgage

Document Number	0000702233
Date	Dec 10, 2025
Instrument	702233

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Mar 24, 2021
Property Address	421 CHANNEL DR, DAYTON, NV 89403-9004
Document Number	0000633639
Map Reference	DOC 79122
Instrument Date	Mar 9, 2021
Instrument	633639
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 MONUMENT PEAK DR, 1135, CARSON CITY, NV 89701-8009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CHANNEL DR, DAYTON, NV 89403-9004

Mortgage

Document Number	0000633640
Date	Mar 24, 2021
Instrument	633640

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LYON NV
Recording Date	Mar 24, 2021
Property Address	421 CHANNEL DR, DAYTON, NV 89403-9004
Document Number	0000633638
Map Reference	DOC 79122
Instrument Date	Mar 9, 2021
Instrument	633638
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1135 MONUMENT PEAK DR, CARSON CITY, NV 89701-8009

Mortgage

Document Number	0000633641
Date	Mar 24, 2021
Instrument	633641

Lender

Name	NEVADA RURAL HOUSING AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	May 10, 2017
Property Address	421 CHANNEL DR, DAYTON, NV 89403-9004
Document Number	0000564399
Map Reference	DOC87502
Instrument Date	May 8, 2017
Instrument	564399
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TICOR TITLE CARSON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$916.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 258, ISLETON, CA 95641-0258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 CHANNEL DR, DAYTON, NV 89403-9004

Mortgage

Document Number	, 564400
Date	May 10, 2017
Instrument	564400

Lender

Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LYON NV
Recording Date	May 10, 2017
Property Address	421 CHANNEL DR, DAYTON, NV 89403-9004
Document Number	0000564398
Instrument Date	May 8, 2017
Instrument	564398
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 258 ISLETON CA 956410258, ISLETON, CA 95641-0258

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,995.00 (+26.03%)	$119,591 (+8.48%) Land $80,500 Building $39,091	$341,688 (+8.48%) Land $230,000 Building $111,688
2025		$110,244 (+1.19%) Land $70,000 Building $40,244	$314,982 (+1.19%) Land $200,000 Building $114,982
2023	$1,583.00 (+28.28%)	$108,948 (+2.78%) Land $70,000 Building $38,948	$311,280 (+2.78%) Land $200,000 Building $111,280
2022	$1,234.00	$106,005 Land $70,000 Building $36,005	$302,871 Land $200,000 Building $102,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 46% of Nevada
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON VALLEY WATER SYSTEM serves 16,000 people · EPA ID NV0000032
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T, Verizon.

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